Rich J's community profile page - Smart Money People

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Rich J

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All reviews (3)

Review of the Hastings Direct, Car insurance:

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First year was a good deal. Next year not

First year with them was a good deal. After a year of safe, tracker monitored driving, and no claims, I was expecting a renewal offer that would mean I could stay and not spend time checking other companies. Saved more than 80 by switching. Reviewed on: 20th August 2026

Review of the NS&I, Premium Bonds:

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Do you feel lucky?

Better chances with more saved, but also missing regular interest. Just a chance to win a large amount, all depends on how lucky you feel Reviewed on: 13th June 2025

Review of the HSBC, Bank account:

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Check and confirm everything

Generally ok, but had a negative experience when getting my mortgage. Was told to sign up for an account with a monthly fee and it would reduce the mortgage payment. That sounded good. Agreed. Made payments. Later had chance to review all the finance while sorting out house and wondered where the discount was. Went in to find out and was told no discount. Complained and was basically told tough, not getting monthly payments refunded, can't prove it was misrepresented. Reviewed on: 2nd April 2025

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