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NS&I: Fixed Term Investments reviews

Name: Fixed Term Investments
Rating: 3.75 (8 reviews)

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4.43

Based on 8 reviews, last reviewed 24th Jun 2025

50% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

62%

4 star

3 star

25%

13%

Latest highest rating:

5

Good products 100% secure I have several bonds and t... Good products 100% secure I have several bonds and they are fixed and Offer good rates of interest Reviewed on: 24th June 2025

Latest lowest rating:

2

Not capable Trying to get a valuation on my mums account using power of attorney almost impossible Reviewed on: 3rd October 2022

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About this product

NS&I investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with NS&I is really like. Oh, and if you have experience using NS&I investments, you can write a review too. Smart Money People is the UK's leading financial services review site. Together, we can help us to increase trust and transparency in financial services.

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NS&I Fixed Term Investments reviews (8)

Good products 100% secure I have several bonds and t...

Good products 100% secure I have several bonds and they are fixed and Offer good rates of interest Reviewed on: 24th June 2025

Great product

Good rate of interest which can be drawn monthly Reviewed on: 26th February 2025

Good rates and good customer service.

Good rates and good customer service. Reviewed on: 12th February 2025

Always a chance to win £1million.

Always a chance to win £1million. Money safe Reviewed on: 26th February 2024

Not capable

Trying to get a valuation on my mums account using power of attorney almost impossible Reviewed on: 3rd October 2022

Left hand doesnt know what the right hand is doing!!

The worst customer service. A standing order went out of my account and came back from NS&I as there was a computer glitch. They sent me a letter to apologise and if I wanted to invest the money still I would not lose a month. The past two months I have invested the money to enter the following draw but they cannot do it. Even after speaking to a manager who assured me it would happen, it has not! No one takes ownership of the problem I keep on getting fobbed off. Whenever you ring nobody takes ownership even on the E-mails. They might as well not be in the office. Reviewed on: 15th September 2016

poor online

poor online access...clunky and failures which then rely on snail mail Reviewed on: 14th April 2016

3 Year fixed-term Pensioners' Bonds

During January this year, the government offered pensioners the chance to buy fixed-terms bonds, offering competitive rates. My husband and I opted to invest in a 3 year joint account, offering a very competitive 4% interest rate. More than double the amount of interest than could be found anywhere else! The account was quite easy to set up, we sent the application form through the post, along with cheque. There was also the option to sign up online, however due to the overwhelming response to this attractive offer, the website tended to crash making it almost impossible to carry out the transaction. We like this account as the interest rate is still highly competitive, and will remain so for at least the fixed term of 3 years. However, when the account matures, it is difficult to know whether NS&I will have any more accounts offering competitive rates, or whether the funds will need to be transferred elsewhere. The account is also covered completely by the government if something goes wrong. The only downside that I can see is that NS&I don't appear to be offering competitive rates on their other fixed rate bonds. Reviewed on: 24th December 2015

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