Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (20003 reviews)

View other PayPal products

4.93

Based on 20,003 reviews, last reviewed 13th Mar 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It's a really handy to thing to have. It's a really handy to thing to have when making large purchases, with no fees and a very easy process to go through with no hassle with complicated s... Read more Reviewed on: 4th September 2024

Latest lowest rating:

1

DON'T TRUST I would like to advise people that PayPal can not be trusted... I tried to claim a refund on a item that was delivered to a different address I never ... Read more Reviewed on: 13th March 2025

Read all reviews See your review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal Pay in 3 reviews (20003)

Review of the PayPal, Pay in 3:

Accessible and Simple

Paypal pay in 3 offers an accessible and interest free way to access goods and services that may otherwise be outwith many people's affordability. It is simple and easy to use and allows you to keep track of your upcoming and previous payments to budget accordingly. Reviewed on: 19th May 2024

The pay in 3 is deceiving

The pay in 3 is deceiving, why do you have it as an option if you know it will decline? Reviewed on: 18th June 2024

PayPal Pay in 3 is one of the better of it's kind of...

PayPal Pay in 3 is one of the better of it's kind of credit. Whilst other providers are unregulated, I feel PayPal has more regulation with it's borrowing. Reviewed on: 18th June 2024

Very handy!

Very handy option that makes buying things much simpler / easier to do! Reviewed on: 17th June 2024

Very useful

Been using pay in 3 for years. Brilliant when wanting to spread the cost of larger payments/emergancy purchases. Find it a very useful tool when it’s used responsibly. Reviewed on: 17th June 2024

LE BEST THING PAYPAL.

I was very happy to find out about the pay in 3 so I use it more often to buy expensive bills and I love it I want that to prosper. Thanks PayPal for this pay in 3 Reviewed on: 17th June 2024

PayPal!!

Flexible, good customer service, easily accessible and allows me to purchase things over time with no interest. Reviewed on: 17th June 2024

Excellent service

I have always had a good experience with PayPal and if there are any problems they are quickly sorted out to my satisfaction. I have been with paypal for years and expect to be with them for many more. Excellent service. Reviewed on: 17th June 2024

Pay in 3

Cannot comment on customer service as I have never needed to contact them. Pay in 3 us brilliant, direct and simple thank you Reviewed on: 17th June 2024

Paypals costumer service experience is up to date th...

Paypals costumer service experience is up to date this time as I was getting problem with them before now is alright. Reviewed on: 17th June 2024

Happy customer

Always had a good experience, especially with the pay in 3 service. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 1.62 from 34 reviews
Buy Now Pay Later
from Duologi 4.33 from 14 reviews
Buy Now Pay Later
from Clearpay 2.95 from 43 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub