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PayPal: Pay in 3 reviews

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4.93
Based on 22,264 reviews, last reviewed 30th Jun 2025
214800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

5

Trusted - I simply feel safer when using PayPal I simply feel safer when using PayPal Reviewed on: 30th June 2025
Rosie S's avatar
Rosie S

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K
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About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (22264)

Wouldn’t be without it

5
When ever ive had a problem paypal sorted it straight away. Easy to use and I wouldn’t be without it now Reviewed on: 13th May 2024
Jane D's avatar
Jane D

Great way to spread the cost of something

5
Great way to spread the cost of something without paying interest Reviewed on: 13th May 2024
Emma's avatar
Emma

It is good, and ables me to manage my money correctl...

5
It is good, and ables me to manage my money correctly and in more detail Reviewed on: 13th May 2024
Jordan S's avatar
Jordan S

Would be nice to be able to change the direct debit...

5
Would be nice to be able to change the direct debit date. Also can't even get hold of someone on the phone when needing help with something. Reviewed on: 13th May 2024
Graham Tranmer's avatar
Graham Tranmer

Super easy to set up, and clear to understand

5
Super easy to set up, and clearly states the terms and conditions without all the banking jargon so the everyday joe can understand what they are agreeing too. Reminders automatically set up so you don’t forget, well in advance so it allows you to make sure you have enough funds to cover the payment. Reviewed on: 13th May 2024
Mya's avatar
Mya

Brilliant service

5
Used pay in three for two years it’s been brilliant no problems very manageable and have been able to purchase things and pay over time in a sensible way and the email reminders that payments coming up are so helpful. Reviewed on: 13th May 2024
Michelle F's avatar
Michelle F

Great service from PayPal perfect

5
Great service from PayPal perfect Reviewed on: 13th May 2024
barry c's avatar
barry c

Handy to have when money is a little short.

5
Handy to have when money is a little short. Also it"s great you can have the ability to pay off the other payments early and clear all payments when needed. Having 0% APR is a great bonus, so I don't have to pay unexpected fees (unless late payments). Only two drawbacks are minimum spend of £30 and some websites I don't see the option of pay in 3. That being said I highly recommend this service if your a PayPal user and it's a great reason to join if you haven't yet. Reviewed on: 13th May 2024
Reviewed It's avatar
Reviewed It

Good experiencer my , I very have.

5
Good experiencer my , I very have. Reviewed on: 13th May 2024
Fadi K's avatar
Fadi K

Good payment plan

5
Really easy to understand with clear payment dates and early payment options. Reviewed on: 13th May 2024
Mattii McD's avatar
Mattii McD

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