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Plum: Savings Account reviews

4.93
Based on 12,261 reviews, last reviewed 30th Jun 2025
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Latest highest rating:

5

Saving made easy Plum is great at making saving money easy & hassle free - simply link your bank account, set your savings appetite and forget about it. The app makes ... Read more Reviewed on: 30th June 2025
Andrew M's avatar
Andrew M

Latest lowest rating:

1

Not a great experience I used plum for a few months, set up some savings and investing rules which worked great. When it came to withdraw money, first time I waited for 2 we... Read more Reviewed on: 12th June 2025
Alun G's avatar
Alun G

About this product

Plum is an automatic savings/personal finance app which can help you save money by making savings automatic. If you're considering using this innovative new app, read our Plum reviews first to see what previous users have said about using the automated savings, in terms of ease of use, accuracy, and amounts saved. Already used the Plum app to help save some money? Share a review with our community and you'll be helping others choose whether Plum is right for them, and to discover the best personal finance apps.

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Plum Savings Account reviews (12261)

Excellent easy to use

4
Excellent user friendly service taking only minutes to set up . Provides the ability to save in overdraft. Fast and efficient problem solving and with the ability to speak to a human if not working correctly/any problems with individual accounts. Provided me with savings when I thought I didn’t have the ability to save. The different mood settings are a great way oc controlling how much is saved. Reviewed on: 15th January 2019

Fire and forget saving at its finest

5
Plum is a friendly little robot that lives in Messenger and helps you save. Backed by a great supportive team of real people and clever technology this is a really helpful way to save without even really paying attention. Giving daily updates on your cash flow and letting you adjust your savings according to your needs via different "moods" make it a great, flexible approach suitable for a wide range of budgets too So glad I started using it!! Reviewed on: 15th January 2019

Really works!

5
I’ve never ever in my life been able to save any money, even though I’ve had more of it in the past. I stumbled across an ad about Plum and was immediately intrigued, even more so after I read more into it. Setting it up was easy and fast and it’s also simple to use. I never notice the money leaving my account and my savings grow without me realizing! It’s a perfect way to have some emergency money on the side. I withdrew all my savings around Christmas and started saving again. I’ve saved up almost £150 already, and not realized a thing! Really really recommend it to everyone, I’m so happy. Reviewed on: 15th January 2019

Quickest and easiest way to save money!!

5
I LOVE plum because it’s a great way to save money without having to actually do anything about it! It’s just an ingenius idea and perfect for people like me that want savings but get side tracked with other things and end up fogetting! I’ve saved way more money than I expected and it’s motivated me to do that ‘save £15’ option so I’ve got even more. I’m on maternity leave at the minute so it’s going to help me in the last couple of months when I don’t get any more maternity pay so I can stay at home with my little one before going back to work which is my priority right now. Thanks Plum for helping me, I’m so pleased I joined! I’m telling all my friends and family about it too Reviewed on: 15th January 2019

Great app

5
As a 34 year old man I have been terrible at saving (as have all millenials, the media tells me) so having this app squirrel away small savings for me which add up to hundreds of pounds over a few months has really helped. Reviewed on: 15th January 2019

Best savings app ever

5
Love saving with plum, don’t realise the money leaving my account! Reviewed on: 15th January 2019

Simple and efficient solution to forming better financial habits

5
Plum have clearly invested well in their customer service dept, any questions I've asked have been addressed quickly. Setting it up is extremely easy, as is maintaining and monitoring it. There's loads of support available for those thinking about investing as well as saving too. Highly recommend! I think people are initially wary of the idea of some AI software automatically deducting money from your bank account, but once you join and get going you see how good a solution this is to those wanting to save in a manageable, sustainable way. Reviewed on: 15th January 2019

Save.bot.com

5
This little bot has terrible jokes but I'm really glad I discovered it. I was a bit dubious at first, after reading reviews and all the information I could find on it (it's on MSE), I went for it. It's made me more aware of my spending and is helping me save. I've yet to invest but once I have more in savings I will start to commit. If you get freaked out or have questions theres a human to talk to on chat messenger who is also very helpful. Love this app or bot or whatever it is. Reviewed on: 11th January 2019

Never been able to save... until now!

5
What I love about Plum is that it does all the hard work for you - each deposit coincides with earnings/spending for each month, meaning that each deposit will be different according to what Plum calculates you can realistically afford. So far, not only have I managed to stick to saving for the first time ever, but also I have managed to save without really noticing (until Plum notifies me how much I've saved). It also notifies you in advance of any deposits that will be made, so you can decline it beforehand if needed. You can also request Plum to save more if you wish. I am so glad I decided to save with Plum. It really does make saving easy and has helped me to become a saver even on a very low income. Thank you Plum!! Reviewed on: 10th January 2019

Love it!

5
So easy to set up and maintain....makes it easy to save and really proves that every penny counts...what you would usually discount as not worth transferring plum will and after a few transactions the balance quickly improves...very responsive! Love it Reviewed on: 9th January 2019

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