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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 30th Sep 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14024)

Best loan on the market by far

Fantastic deal, very little interest to pay back, very easy to use website and create the best deal for you. Would definitely use again and recommend to.my friends frequently. Reviewed on: 30th June 2017

Quick easy and good value

I've used Ratesetter a few times over the past few years, and each time the process has been quick and easy, with the intuitive online process and fast payment into my account. A* service Reviewed on: 30th June 2017

Best , cheapest and easiest way i got my loan.

very easy to fill out and a very quick response, I had my money within 24hrs, customer service have always been a great help and didn't wait long to answer either. I recommended it to a friend whom is currently applying for a loan who also been offered the cheapest repayment yet. Reviewed on: 30th June 2017

simple as 1-2-3

Simple as 1-2-3 because 1-fill in online application 2-You get your reply 3- Money in your bank within 7days. Reviewed on: 30th June 2017

Straightforward lending

I applied on line and was accepted when I was in a spot of bother financially rate setter kept me informed all the way and their site is amazingly user friendly you can see your account and pay extra if able to do so interest rates extremely fair and I like the fact it's funded by peers thankyou and I would defiantly use again if needed Reviewed on: 30th June 2017

Prompt, straightforward, transparent, dependable.

You can count on Ratesetter. Of course they have to be a responsible lender and that demands certain things, but they are transparent and straightforward and don't waste your time. They give clear responses. Very supportive of their customers as well. Reviewed on: 30th June 2017

simply the best.

I found RateSetter simply the best because it was so easy to apply, very quick response and great interest rates. All communications have been straight foward and easy to understand. Reviewed on: 30th June 2017

"Easy" would be a an understatement.

I asked my bank who I had banked with for over 30 years for a loan. I had no reservations or reasons to think that I wouldn't get the loan as I had had loans approved from them in the past and as my circumstances hadn't changed, in fact they had only gotten better I was confident of approval. This, unfortunately was not to be the case. I was a bit miffed to say the least and due to the lack of explanation from the bank I went home and checked out my credit score to see if there was anything obvious that may have attributed towards the banks decision. My credit score was great and after some head scratching I noticed that Ratesetter was one of the company's highly recommended my Clear Score. I started the online application. I was extremely sceptical as I have always done my banking face to face but after submitting my application I was pleased to get a quick response with approval. The money was in my account within an hour and I couldn't be happier with Ratesetters service. This is the way applying for a loan should be! Reviewed on: 30th June 2017

Absolutely Fantastic

The whole experience from start to finish with RateSetter has been fantastic. After having a few questions I was placed straight through to the advisor who was extremely helpful. The whole process of the appilcation was pain free, with the money being in my account within a few days. Would definitely use again and have already recommended to friends! Reviewed on: 30th June 2017

Best Loan I have had so far

briefly been a customer of Santander/Abbey for 45 years applied for a loan and was refused with no reason given or offered as to why so I took a loan from Creation who charged I think around 12%interest and thought this was all a non working home owner like myself could get Joined Expedia with curiosity as to why I was refused a loan found I had a credit rating of 986 never missed any payments in my whole adult life on any loan or credit agreement ever taken out I used the loan rating identifier on Expedia and Ratesetter gave me 96%acceptance rating I applied and was given a fantastic loan exactly what I needed and at a good interest rate I will use them again and also recommend to all and sundry well done Ratesetter I think you are a great company Thank you Reviewed on: 30th June 2017

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