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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 30th Sep 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Straight forward approval and money in your account... Straight forward approval and money in your account in few minutes Reviewed on: 30th September 2024

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Excellent service with quick and efficient loan processing.

Very quick review of loan requirement and fast processing. Including very competive rates. Reviewed on: 29th June 2017

Very happy with the service

This a great service with an amazing rate Reviewed on: 29th June 2017

Cheap and easy

Cheap and easy loan to arrange, and the nicest thing is that it is an intelligent crowd-fundy thing, rather than some faceless gorgonesque conglomerate moving your money around. Clever. Thanks! Reviewed on: 29th June 2017

Loan paid off

I love the ease of paying extra money and clearing when wanted Reviewed on: 29th June 2017

I use this space of Evaluation to say thanks for RateSetter

RateSetter is really Distinctive in everything - financial solutions presentation - payment method - ease of procedures. Customer service is very excellent by facilitating payment methods. There are no harassment. The method of dealing is easy and uncomplicated. Once all the required information is available you will receive the required amount on the same day. the company does great help , which provides a lot of helps to avoid any trouble for those who suffer from financial problems. My experience with them it was solve my a real crisis financial . I use this space of Evaluation to say thanks for RateSetter. Faroug Balal Reviewed on: 29th June 2017

Good loans

Easy to deal with, very competitive rates; the whole process was simple & straightforward. I would come back to this company. Reviewed on: 29th June 2017

It was rateable

Quick and easy with no fuss, now I'm nearly ready to pay off the loan in full. Reviewed on: 29th June 2017

Wonderful experience

Great company and I definitely recommend them Reviewed on: 29th June 2017

You couldn't do better than RateSetter!

Everything about this service is 5 stars! When I changed job and I had to buy a car for my new role, and with my 4 week notice period ticking, this left me very little time to save for, research into and buy a car (having previously had a company car). I went to my bank initially; an organisation with which we have our mortgage, credit cards, insurance, travel insurance, current accounts and savings accounts with. The loan they offered was disappointing to say the least in terms of interest I had to pay back. I was surprised that being a loyal customer had no bearing on the service or rates they were able to offer. So I went online and started researching other options for a loan. I approached two other banks. One where I completed an online application and another where I went into their bank face to face and had a meeting. Despite an impeccable history with finance and a rather healthy new package offered in my new role I was turned down by both banks. Feeling discouraged, frustrated and increasingly anxious I went online again and came across RateSetter. I hadn't heard of peer to peer lending before so I was intrigued. The literature was clear, the ethos admirable and the process seemed easy to understand ... and in addition the rate was the best of the lot! I spoke to family members to see if they'd had any experience of peer to peer lending (they hadn't) but despite this I very much liked the values, vision and ethos of RateSetter and the socially conscious nature of the service really resonated with me. So I decided to give it a go. I must admit I was nervous as I signed up and registered. However I soon became reassured as the steps to request the loan were extremely easy, intuitive and logical... and within minutes I had been approved and the money was in my bank! I couldn't believe how easy it had been after the previous disappointments I had endured at the hands of the banks. And the rate was unbelievable good! I was delighted! Being a Mac user so being a bit of a snob when it comes to intuitive technology I was very impressed with how simple my online experiences with my account were. It was easy to set my repayment dates and it was an actual pleasure interacting with my online account; I was able to find the information I needed quickly, efficiently and always with a minimum of 'clicks'. I often find logging onto online account to manage my finance can be labourious and a bit of an effort but it was always so straightforward with RateSetter. Being a conscientious individual I was able to save over the course of my loan repayment term and there came a point when I thought it wise to clear my debt (I was expecting my first baby!) I was able to clear the remaining loan early. I expected some sort of fine or slapped wrist for clearing my debt early, but no - ever the fantastic service the interest had already been worked out and spread over the course of my repayment term so it was all simple and straightforward as always. I was absolutely thrilled with the service I received and have been recommending RateSetter to anyone who will listen! If I ever need a loan again I would not hesitate to make RateSetter my first point of call. From the first online interaction to making my final payment the service was straightforward, friendly and socially inspiring. Thank you RateSetter! Reviewed on: 29th June 2017

Excellent

Would definitely use rate setter again in the future, I had a fantastic experience! Reviewed on: 29th June 2017

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