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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

Setting the standard

Ratesetter is a fair and straightforward company. I have used them twice and will continue to use them when needed. 5***** Reviewed on: 29th June 2017

So, so simple

I was drawn to ratesetter following research on the web. Having decided to go ahead I was delighted to find that advertised interest rates did not suddenly shoot up. The application process was simplicity itself and response time was incredible. Reviewed on: 29th June 2017

Fantastic Service

I have used Ratesettler twice. The rates are much lower than other companies and the service is second to none. The transactions were so easy and the money was in my bank the next day. I would recommend them to anyone, without hesitation. Reviewed on: 29th June 2017

Car loan

Very easy to set up and be accepted for the loan. Got a nice email to tell me i had made my final payment as well. Reviewed on: 29th June 2017

Great company

Excellent no nonsense company. Easy to view everything online Reviewed on: 29th June 2017

Car Loan

The transaction was simple and quick. No fuss just got me what I wanted. Reviewed on: 29th June 2017

No hassle; does what it says on the tin

Ratesetter explain everything upfront; they tell you if you're likely to be accepted, they give you a quick decision, and the money is in your account quickly. They also allow you to make overpayments, which is great. They do what it says on the tin! Reviewed on: 29th June 2017

Great rate

Quick ,Easy , great rate and hassle free. Reviewed on: 29th June 2017

Excellent service

Fast and excellent service even when times were tough Reviewed on: 29th June 2017

Very good

Simple, straightforward great, always respond, you know exactly what your paying every month Reviewed on: 29th June 2017

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