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RateSetter: Loans reviews

Name: Loans
Rating: 4.93 (14025 reviews)

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4.92

Based on 14,025 reviews, last reviewed 1st Sep 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter lending reviews on Smart Money People help people like you thinking about what life is like as a RateSetter customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our RateSetter lending reviews. If you are a RateSetter customer, you can also write your review today!

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RateSetter Loans reviews (14025)

they have been very good from start to finish very professional and very reasonable top job guys keep up the good work

they are really very good cant say enough about them apparently infact the worst thing thats ever happened is this box of this survey hopefully this will be long enough for me to get on with the rest of my life again Reviewed on: 29th June 2017

Simple application, quick decision, money recieved promptly - couldn't be better!

Easy online application, quick decision, funds received promptly, not to mention the awesome interest rates! Used RateSetter several times now and always very pleased. Can't recommend RateSetter enough. Reviewed on: 29th June 2017

Great service!

Extremely low APR rates compared to banks and other lenders. Also, very quick at putting the money into your account highly recommended! Reviewed on: 29th June 2017

forget the rest, ratesetter the best

I and my family have been using rate setter for several years mainly for currency exchange. I have tried others but always go to them as they offer very competitive exchange rates be it the Dollar, Euro or Egyptian Pound. It is simple to order either via email or telephone and the staff are always 1st class and knowledgeable about varying rates and keep you up to date with fluctuations in markets etc. I haven't been let down yet so forget the rest rate setter are the best ! Reviewed on: 29th June 2017

Great cpmapnt

Rate setter are easy to use, with great rates that you can tailor to suit your requirements What's not to like? Reviewed on: 29th June 2017

Gold stars all the way

My own bank said no, ratesetter said ok let's go. Reviewed on: 29th June 2017

Fast and favourable

Fast, easy and reasonable rates, first class and hassle free. Reviewed on: 29th June 2017

Pure and simple loan

Quick decision on loan, very clear terms and conditions, good website to track loan and easy to up payments as needed and make additional payments. Very easy to see loan remaining and number of Payments. Well recommended! Reviewed on: 29th June 2017

Excellent

Very quick, easy and good rates. Hassle free Reviewed on: 29th June 2017

Simple and transparent loan process

For the right people, this is clearly an innovative and modern route to unsecured borrowing. Transparent at almost every level it has the feeling of being a secure platform for dealing in small to medium loans. Decisions are made quickly and the cost of the loan is clearly available. My only question mark relates to the way interest rates are assigned to your loan applications. One can access lots of information concerning the current market rates but it is not clear how a specific rate is chosen for your application. Presumably some calculation involving credit score and amount applied for is made. But you can take it or leave it and one feels in some control all the way through application. Communication is quick and easy and does not result in loads of spam as a result. And not having to sit though some junior clerk's reading of the key facts is a huge bonus. Reviewed on: 29th June 2017

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