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Sainsburys Bank: Car Insurance reviews

1.53
Based on 155 reviews, last reviewed 3rd Dec 2024
No new 5 star reviews
in the past 90 days
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77%

Latest highest rating:

5

Easy and professional experience Easy and professional experience Reviewed on: 8th October 2024
Tony's avatar
Tony

Latest lowest rating:

1

Go elsewhere - not a credit to the Sainsbury brand. Whilst their pricing is competitive, they seem to have almost no one available to answer simple queries. I had an issue confirming NCB's with them and... Read more Reviewed on: 3rd December 2024
Ross's avatar
Ross

About this product

Are you looking for a new car insurance provider? Make an informed decision by checking out the Sainsbury’s Bank car insurance reviews on Smart Money People. Our reviews are left by genuine Sainsbury’s Bank customers, to help you shop with confidence.

Sainsbury’s Bank was founded in 1997, providing a variety of banking services, as well as insurance policies for home, pets, travel, life and cars. Sainsbury’s Nectar Card holders can obtain an extra discount on their policies.

What’s important to you in a car insurance policy? Perhaps you want some additional add-ons, like breakdown and courtesy car cover. Or maybe you simply need the highest level of cover for the lowest cost? Do you require cover for your child’s car seat or cover for driving in Europe? Whatever your situation, check out the Sainsbury’s Bank car insurance reviews on Smart Money People to see how genuine customers have rated their policies.

Have you taken out a car insurance policy with Sainsbury’s Bank? Leave an honest review to help other drivers find their perfect policy. Did you have to make a claim on your policy, and if so, how well was it dealt with? Did you choose any additional add-ons, and were they worth the money? Whether good or bad, leave a Sainsbury’s Bank car insurance review on Smart Money People today. Together, we can increase trust and transparency in financial services.

Sainsburys Bank Car Insurance reviews (155)

Review of the Sainsburys Bank, Car Insurance:

Easy and professional experience

5
Easy and professional experience Reviewed on: 8th October 2024

No compassion

1
Unfortunately I found myself in financial difficulty. Sainsburys Bank couldn't have cared less. All of my other creditors accepted my debt management plan, but Sainsburys didn't even reply to my correspondence. They've now sold my debt to a collection agency. Reviewed on: 27th January 2022

DD

1
What a rubbish company. Try phoning at least one on hold. When you get through to make a complaint they hang the phone up on you. Do not buy insurance this company Reviewed on: 25th January 2022

Criminal

1
I turned off auto renew but they still renewed my insurance. So far spent about 2 hours trying to speak to someone on the phone. Great way to spend my day off, thank you Sainsburys for stealing my money. Reviewed on: 7th January 2022

CAN NOT CONTACT

1
All i want is to let them know i wish to change my reg plate. Cant get in touch on a call ive spent 6hours + every day for 14 days straight trying to contact and not been sucessfull, and cant get in touch on live chat either Reviewed on: 6th January 2022

DO NOT USE

1
Awful company, awful customer service and unable to contact unless you want to be waiting for hours on the phone. Do not use! Reviewed on: 5th January 2022

Worst Company Ever

1
Absolutely appalling service - tried to cancel my elderly parents car insurance as they are no longer able to drive and have got rid of the car - took an absolute age to even speak to anyone at Sainsburys. Strongly urge you to not use this company. Reviewed on: 30th December 2021

Waiting for cancel refund

2
Well my experience has been ok then again I never had to claim. I just recently cancelled my insurance online, YES U CAN CANCEL ONLINE DESPITE THE COMMENTS, but what im not happy about is that we are on day 8 and still no refund in my account, youve already charged me £55 to cancel as i sold the car!!! Give me my money and stop holding it for interest!! Reviewed on: 20th December 2021

One of the worst companies to deal with even if you're not at fault

1
Be careful and think twice before buying insurance from Sainsbury's. I was involved in no fault claim and had been a nightmare of company to deal with. Sainsbury's doesn't seem to own anything and everything is dealt by Broker 1, Broker 2, Broker 3, etc. etc. And now the fun part, Broker 1 doesn't deal with Legal that's Broker 2. But hey, you don't have Legal Cover (even though you purchased it); in that case you need to ask Sainsbury's to provide proof but oh! Sainsbury's don't have a front-facing team so you need to talk with Broker 3. Broker 3 - oh we don't provide in writing but yes I can see you have Legal cover. Same is true, if you want to get your car repaired. Reviewed on: 6th December 2021

Utterly, utterly appalling!

1
For a start Sainburys Bank seem to have nothing to do with Sainsburys Bank insurance. On any call you first have to fight your way past some ambulance chasers called Auxiilis then you are redirected )finally) to 'Pukka' who are nothing of the sort and finally you are directed to 'Action 365' who should be done by advertising standards, for a start, their website only tells you that their offices are closed (so much for 365). My latest attempt to phone them is 59.55 minutes in and counting. From what I can tell... The entire set up is designed to block you from making any sort of claim whatsoever. DO NOT GIVE THESE PEOPLE YOUR MONEY! Reviewed on: 19th November 2021

credit card

1
Credit card application. Applied for a credit card after doing soft search, excepted but took a month to receive a letter, phoned after first week told they are doing extra back room checks. Told i had been excepted with a £500 credit limit shocked as i have a experian score of 999 out of 999. I have been refused in the past about 2 years ago and never got to the bottom of it again credit score excellent and had had a credit card with them before. I know a lot about how credit rating works so no reason for what i was offered. Never in over 30 years had any other problem with any other provider. Applied to another provider got offered 5,000. Disgusting customer service waited an hour to log a complaint i needed to go to work still on hold and told my complaint would take longer to log girl kept on putting me on hold and told if i went then complaint would not be logged. Rang again another day, complaint was logged just needed to add to it so girl threatening me it wouldn't be logged was not true, finished complaint told someone would phone me within 3 days, call did not come. Rang again told i would get a reply, letter came 3 days later via email waste of time cop out complaint not upheld basically they can offer what they want with reason. It damages your credit rating for a short while as applied for credit. I do not want this credit card so cancelled it, I honestly think Sainsburys want to only give credit to people who can make them money ie charges late payments in dept. I never got charged a penny from them as paid on time in full its the only thing i can think of only used card for large purchases and on deal ie 22 months purchaes. Only reason i can think of as they are not helpful with a reason. Will never ever apply to Sainsbury bank, be aware of your credit score. I am in the process of contacting Martin lewis to bring to his attention. Reviewed on: 18th November 2021

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