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Sainsburys Bank reviews

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Rated Poor 2.08/5

Sainsburys Bank reviews

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Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Poor based on 544 product reviews

Average score of 2.08/5
5 star
21%
4 star
9%
3 star
3%
2 star
7%
1 star
60%
Reviews for Sainsburys Bank have trended negatively over the past 90 days

Latest positive rating

5/5

Speedy, simple and with great communications.

The process was quick and easy with good rates too.

{"display":"Emma Ounsworth","full_name":"Emma Ounsworth","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Travel Money
Emma Ounsworth 27th February 2025

Latest negative rating

1/5

Who reads small print!

Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of... Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of access to repair. So , basically not much is covered . Total rip off insurance so keep it at arms length. Read more Read less

{"display":"Tim R","full_name":"Tim R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1183023.png"}}'s avatar
Home Insurance
Tim R 15th April 2025

About Sainsburys Bank

Sainsbury's was the first major British supermarket to open a bank. Smart Money People is the place for Sainsbury's bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Sainsburys Bank at a glance

Reviews for Sainsburys Bank

Showing 11 of 544 company reviews Last reviewed within 14 days

Who reads small print!

Home Insurance 15th April 2025

Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of... Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of access to repair. So , basically not much is covered . Total rip off insurance so keep it at arms length. Read more Read less

Rated Terrible 1/5
Read more product reviews

£5000 spend not at Sainsburys you get £5 in nectar p...

Nectar Credit Card 29th March 2025

£5000 spend not at Sainsburys you get £5 in nectar points. Pointless

Rated Terrible 1/5
Read more product reviews
  • 1/5

    Boiler repair claim

    I claimed for a boiler repair which had to be dealt with urgently because of escaping water. I contacted the original installer who repaired the... I claimed for a boiler repair which had to be dealt with urgently because of escaping water. I contacted the original installer who repaired the boiler. Because I failed to contact Sainsbury's Insurance prior to the boiler failure I am now left with a bill of £480 which Sainsbury's refuse to accept as a claim. I will never insure with Sainsbury;s Read more Read less

    {"display":"Alan F","full_name":"Alan F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Alan F 14th March 2025
  • 5/5

    Speedy, simple and with great communications.

    The process was quick and easy with good rates too.

    {"display":"Emma Ounsworth","full_name":"Emma Ounsworth","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Emma Ounsworth 27th February 2025
  • 4/5

    Sensational 0% balance offer

    I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason... I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason for me reviewing this however was they emailed an offer to me of a 0% credit card balance transfer with £0 transaction fee to move it across!! I thought it was a brilliant offer. If it weren't for the fact I am in the process of remortaging the house (and didn't want a hard credit check on my account), I would totally have taken advantage of it! I don't know if the offer went to all customers, or maybe people who've been with the credit card for a while, but it was a superb offer! Read more Read less

  • 1/5

    Awful experience!

    Awful experience! Go elsewhere.

    {"display":"Kate","full_name":"Kate","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Kate 26th February 2025
  • 1/5

    New policy £300 - 12 months later renewal £2650 -...

    New policy £300 - 12 months later renewal £2650 - no claims no changes took 3 attempts to stop auto renewal - even after that... New policy £300 - 12 months later renewal £2650 - no claims no changes took 3 attempts to stop auto renewal - even after that got letters saying I had stopped DD for auto collection Read more Read less

    {"display":"Andrew K","full_name":"Andrew K","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Andrew K 30th January 2025
  • 1/5

    Excessive charges compared with competition.

    Excessive charges compared with competition. 55% increase on last years prices and have not claimed for over 20 years

  • 5/5

    Great Service very helpful.

    Exchanged £200 for South African Rand had a good exchange rate compared to other money exchange bureau's. Unfortunately our holiday got cancelled due to unforeseen... Exchanged £200 for South African Rand had a good exchange rate compared to other money exchange bureau's. Unfortunately our holiday got cancelled due to unforeseen circumstances, took the money back and Adele at the Mere Green Exhange bureau went above and beyond to exchange the money back to sterling at no loss to us. Great service with a smile and exceedingly helpful. Read more Read less

    {"display":"Allan H","full_name":"Allan H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Travel Money
    Allan H 12th January 2025
  • 2/5

    Renewal more than for a new customer.

    Typical company who charges existing customers (who haven't had any claims) more at renewal than a new customer. Customer loyalty is well and truely dead with Sainsburys.

    {"display":"J T","full_name":"J T","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet Insurance
    J T 7th January 2025
  • 1/5

    9 Months and waiting for claim to be settled

    My husband and I had our house broken into overnight whilst we slept - back in March. 2 Cars stolen (covered by separate insurance companies)... My husband and I had our house broken into overnight whilst we slept - back in March. 2 Cars stolen (covered by separate insurance companies) - we also had a small number of items taken from the kitchen - handbag, purse, iPad and iPhone that were charging in the kitchen - 9 months on we are still waiting, we have provided all of the information we needed, photographic evidence, receipts etc.. at first the claim was denied, they said that there was a clause that there was no forced or violent entry - locksmith and police stated that they had entered by putting their hand into the cat flap and un-locking the door. The non-forced/violent entry clause was only applicable if the house had been empty for 60+ days. WE WERE ASLEEP IN BED!!!! They have passed us on to a claims handling company Davis Group - an absolute disgrace. 9 months later they are still giving us the run around, saying they are waiting on a copy of the policy report - we provided case number and Police Officer details who attended - why did they not do this 9 months ago. THEY ARE A DISGRACE - DO NOT BUY INSURANCE FROM THEM Read more Read less

    {"display":"Rachel G","full_name":"Rachel G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home Insurance
    Rachel G 30th December 2024

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