You'd get more use out of a chocolate teapot!! Card was blocked and then I got charged an Annual Fee and a Withdrawal Fee. Overseas... You'd get more use out of a chocolate teapot!! Card was blocked and then I got charged an Annual Fee and a Withdrawal Fee. Overseas Call Centre were totally useless and I phoned them 5-6 times. My daughter needed the card for a trip to Japan and I thought it was okay for her to use it. Problem started when she tried to book a Train Ticket on Klook and she couldn't receive an SMS message with an OTP Code (she only had Data Sim). So we switched the Mobile No to mine and I sent her the Code. Then Mastercard decided to block the card, due to her using it. It's not like it was Mastercard's "borrowed" money - it was a pre-loaded card, that they were making a profit on the money. I'm a 35 year customer of Sainsburys and very disappointed. DON'T BUY THIS CARD! Read more Read less

Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of... Who reads small print!? Well, an excess of £600 for a water leak! Won't cover cost of repair or to put right the cost of access to repair. So , basically not much is covered . Total rip off insurance so keep it at arms length. Read more Read less

£5000 spend not at Sainsburys you get £5 in nectar points. Pointless

I claimed for a boiler repair which had to be dealt with urgently because of escaping water. I contacted the original installer who repaired the... I claimed for a boiler repair which had to be dealt with urgently because of escaping water. I contacted the original installer who repaired the boiler. Because I failed to contact Sainsbury's Insurance prior to the boiler failure I am now left with a bill of £480 which Sainsbury's refuse to accept as a claim. I will never insure with Sainsbury;s Read more Read less

The process was quick and easy with good rates too.

I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason... I've had the credit card for a while now, and although the website is *reasonably* easy to deal with, it isn't perfect. The main reason for me reviewing this however was they emailed an offer to me of a 0% credit card balance transfer with £0 transaction fee to move it across!! I thought it was a brilliant offer. If it weren't for the fact I am in the process of remortaging the house (and didn't want a hard credit check on my account), I would totally have taken advantage of it! I don't know if the offer went to all customers, or maybe people who've been with the credit card for a while, but it was a superb offer! Read more Read less

Awful experience! Go elsewhere.

New policy £300 - 12 months later renewal £2650 - no claims no changes took 3 attempts to stop auto renewal - even after that... New policy £300 - 12 months later renewal £2650 - no claims no changes took 3 attempts to stop auto renewal - even after that got letters saying I had stopped DD for auto collection Read more Read less

Excessive charges compared with competition. 55% increase on last years prices and have not claimed for over 20 years