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Sainsburys Bank: Pet Insurance reviews

Name: Pet Insurance
Rating: 2.52 (29 reviews)

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2.51

Based on 29 reviews, last reviewed 31st Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

28%

14%

48%

Latest highest rating:

5

Sainsbury's assessed and paid my claim so fast. Sainsbury's assessed and paid my claim so fast. The communication and portal were great so I didn't need to make an effort to contact them myself. The... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Beware. Sainsburys pet insurance Beware Had a Sainsburys lifelong, pet insurance policy for years.Only claimed once for an amount of £276.46p.The next year as a result of this small c... Read more Reviewed on: 31st January 2026

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About this product

Before taking out a new pet insurance policy, read customer reviews for the provider to be confident in your decision. We collect Sainsbury’s Bank pet insurance reviews to give you valuable insight into life as a policyholder.

Sainsbury’s Bank offers pet insurance policies for dogs, cats and rabbits, with a multi-pet discount available. Choose from three types of policy with flexible cover options. All policies benefit from 24/7 vet support. Nectar members can receive a discount on the price of their premium.

If Sainsbury’s Bank sounds like the right provider for you, learn more by reading the reviews on Smart Money People. Find out how satisfied policyholders have been with their policies. Learn if they would renew their cover and recommend the provider to family and friends. Find out more about the claims process. Read all of this and more in our Sainsbury’s Bank pet insurance reviews.

We want to use the power of reviews to help people make better choices. If you’ve had a pet insurance policy with Sainsbury’s Bank, write an honest review to help others just like you. Tell us what animal you insured and which policy you chose. Have you been satisfied with the level of cover? Would you renew your policy with Sainsbury’s Bank? If you’re a Nectar member, were you happy with the discount you received? Whether good or bad, write a Sainsbury’s Bank pet insurance review today.

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Sainsburys Bank Pet Insurance reviews (29)

Beware. Sainsburys pet insurance

Beware Had a Sainsburys lifelong, pet insurance policy for years.Only claimed once for an amount of £276.46p.The next year as a result of this small claim, Sainsburys put up my insurance premium by 120%! Put in a formal complaint asking them to justify a 120% increase and they couldn't! Next stop financial Ombudsman, that will cost them, just for looking into the matter. Now my dog is sadly uninsured with no prospect of a reasonable policy elsewhere, due to an existing condition! Sainsburys, the pirates of the insurance world! You have been warned. Reviewed on: 31st January 2026

Sainsbury's assessed and paid my claim so fast.

Sainsbury's assessed and paid my claim so fast. The communication and portal were great so I didn't need to make an effort to contact them myself. They worked directly witb the vets which made a very stressful situation much less stressful. Reviewed on: 22nd January 2026

AVOID AT ALL COSTS SCAMMERS

Absolute joke of a firm paid insurance for 2 dogs with these scammers. Put in a claim declined it straightaway no explanation asked for a review point blank refused. Underwritten by the wirst Underwriters ever Pinnacle shocking firm. DO NOT USE either of these just take your money and give you nothing. Reviewed on: 10th January 2026

Had a few issues with previous companies when insuri...

Had a few issues with previous companies when insuring my beloved Collie - not so with Sainsbury's!! Reviewed on: 7th September 2025

Sainsburys Pet Insurance

Have not had to make any claims under the policy as of today’s date however the specifics of the policy were made very clear upon signing up and the online portal is easy to access. Reviewed on: 5th September 2025

Renewal more than for a new customer.

Typical company who charges existing customers (who haven't had any claims) more at renewal than a new customer. Customer loyalty is well and truely dead with Sainsburys. Reviewed on: 7th January 2025

we try our best to pay you less

Pet killed ( Dexter Bengal Snowy ) submitted a claim for 9 days ago to be paid £200 towards cremation fees and not a penny of the £1500 i had him insured for. DO NOT USE SAINSBURY'S 2/5 trust pilot ! Reviewed on: 19th October 2024

Waste of money

Had a genuine claim and they keep saying cannot communicate with the vet even though all details are on there website. Absolutely ridiculous and a waste of money . After having had 6 other dogs previously this is the first one we have insured and when it comes to the first claim we are given the runaround. Absolute waste of money and will never do it again . Reviewed on: 1st October 2024

Great customer service and easy to contact

Great customer service and easy to contact Reviewed on: 26th August 2024

Nectar Reward on Pet Insurance not worth the effort!

Poor customer service. The offer was to get Nectar Points if you take out Pet Insurance but it is really difficult to claim this. The Nectar team and Sainsbury's Bank are not connected at all and the customer has to chase several times requesting the reward. Not worth the effort. Reviewed on: 2nd May 2024

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