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Sainsburys Bank: Pet Insurance reviews

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2.72
Based on 31 reviews, last reviewed 10th Mar 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
29%
See only 4 star reviews
10%
See only 3 star reviews
3%
See only 2 star reviews
13%
See only 1 star reviews
45%

Latest highest rating:

5

I had to pay for blood tests on my. I had to pay for blood tests on my.dog and found Sainsburys quick to pay and gave me a competitive price on the policy for my 2nd dog.EAsy to set up a... Read more Reviewed on: 10th March 2026
linda b's avatar
linda b

Latest lowest rating:

1

Beware. Sainsburys pet insurance Beware Had a Sainsburys lifelong, pet insurance policy for years.Only claimed once for an amount of £276.46p.The next year as a result of this small c... Read more Reviewed on: 31st January 2026
Neil B's avatar
Neil B
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About this product

Before taking out a new pet insurance policy, read customer reviews for the provider to be confident in your decision. We collect Sainsbury’s Bank pet insurance reviews to give you valuable insight into life as a policyholder.

Sainsbury’s Bank offers pet insurance policies for dogs, cats and rabbits, with a multi-pet discount available. Choose from three types of policy with flexible cover options. All policies benefit from 24/7 vet support. Nectar members can receive a discount on the price of their premium.

If Sainsbury’s Bank sounds like the right provider for you, learn more by reading the reviews on Smart Money People. Find out how satisfied policyholders have been with their policies. Learn if they would renew their cover and recommend the provider to family and friends. Find out more about the claims process. Read all of this and more in our Sainsbury’s Bank pet insurance reviews.

We want to use the power of reviews to help people make better choices. If you’ve had a pet insurance policy with Sainsbury’s Bank, write an honest review to help others just like you. Tell us what animal you insured and which policy you chose. Have you been satisfied with the level of cover? Would you renew your policy with Sainsbury’s Bank? If you’re a Nectar member, were you happy with the discount you received? Whether good or bad, write a Sainsbury’s Bank pet insurance review today.

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Sainsburys Bank Pet Insurance reviews (31)

The WORST pet insurance!

1
not any claim paid ,no recommended. Reviewed on: 22nd March 2022
kris's avatar
kris

Solid pet insurance with improving tech

4
Overall the price is fair for our French bulldog who has a lot of skin/allergy conditions. Pays out on the conditions we've claimed for without any issues. If there have been delays with the claim then usually it's Sainsburys not getting a response from the vet. I'll admit, when I first started with them over a year and a half ago, their systems were pretty awful - keeping track of claims, making new claims etc was all super painful and laborious. They have improved their systems a lot in this time though - making new claims, keeping track of previous claims, communication on the status of outstanding claims etc is all way easier, and it's improved the service immensely. To the product team at Sainsburys - keep it up! You're moving in the right direction! Reviewed on: 29th November 2021
James Riall's avatar
James Riall

The WORST pet insurance!

1
The WORST pet insurance! We had a kitten insured with this so-called insurance. A KITTEN! And when a kitten got sick the insurance didn’t want to pay any vet bills – NONE! They said that it’s a pre-existing condition! A KITTEN! Our lovely vets tried for months to contact this Sainsbury’s Pet insurance and no joy. Eventually, we had a £900 bill from the vets to pay. Of course, we cancelled this useless insurance immediately! All they are interested in is taking your money. We made an official complaint but no one cared. Reviewed on: 20th August 2021
Angela's avatar
Angela

Appalling service

1
Absolutely dreadful. They don't fulfil any of the terms of the contract. Don't confirm receipt of claims, do their utmost to avoid paying out, when you chase them up you get a different story every time you ring. Very quick to exclude all conditions. Take a long time to give a decision. Rarely put anything in writing, Load premiums a lot as your pet gets older. Cancelled my policy after 11 years paying. Reviewed on: 13th June 2021
Jackie Hilton's avatar
Jackie Hilton

Claim not paid

1
I've been in touch with Sainsburys 6 times and still cant receive payment for a claim made 5 weeks. Promises made to sort it out but still no sign of payment Reviewed on: 20th August 2020
John Currie's avatar
John Currie

Good enough price, high premiums

3
It's a fine product but coverage is a little limited and premiums are sky-high. Reviewed on: 1st September 2019
frandoesthis's avatar
frandoesthis

Awful

1
Unclear policy, unclear sales process, leading to proactive elimination of claims. Unfriendly service, complaints not handled within the deadlines. Reviewed on: 25th March 2019
LizM's avatar
LizM

Poor at cancellation

1
I cancelled my pet insurance policy before it renewed. I was told that they would cancel the direct debit. So, on the day the new policy would have started, they still took the new premium from my account, sending me into my overdraft. This was a couple of months ago and I still haven’t had a response to my complaint. Reviewed on: 1st June 2018
Andrew1212's avatar
Andrew1212

Reliable but prices increase

2
Good as a company who pay out without making you jump through hoops, but you pay for the privilege! I wish I'd just put the money aside as the price increases have been extortionate through the years! My cats are now too old to swap insurance suppliers. Reviewed on: 28th August 2016
hazyjo's avatar
hazyjo

Pet Insurance Reviewer

4
They have always paid promptly especially when our 12 year cat Tilly needed kneecap socket construction, thats £900 we couldn't afford but she couldn't do without the operation Reviewed on: 29th July 2016
Becca Moon's avatar
Becca Moon

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