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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (154 reviews)

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3.83

Based on 154 reviews, last reviewed 27th Feb 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

great card and cashback . great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (154)

Review of the Santander, 123 Credit Card:

great card and cashback .

great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Best in class

Since moving to Santander I have had an excellent experience. Staff in the bank are friendly and helpful and CS is excellent and very helpful. I am happy with the addition of products that they offer to help accumulate income. As I use my card for overseas purchases I find it extremely useful on exchange rates without the additional charges. Reviewed on: 17th February 2021

Not a great deal

I signed up to the 123 when it first came out and it was a better deal, but as time went on they reduced cashback and it became a poor deal Reviewed on: 12th July 2020

Decent Product, has issues

The credit card has some good points but the fee makes it difficult to justify Reviewed on: 28th April 2020

great bank

great bank and always helpful with whatever queries you have Reviewed on: 27th April 2020

123 yes

Easy and simply to use See yiur money grow Reviewed on: 15th January 2020

Rude customer services in Tooting Branch

Very rude customer services in Tooting… Very rude customer services in Tooting Branch. I visited with disable old person for help. She got matured bond and will like to know, They were very rude with her and say visit to other branch, Then old disable lady got identity and document, they Don't like if someone like to transfer money to other bank I did not like they don't have dignity with old disable person.Headquarter, Bank of England and The Treasury must take necessary action Reviewed on: 6th December 2019

Lucian sandu

are satisfied with their card they are great Reviewed on: 27th November 2019

Handy

My card is really handy. There are probably better cards out there now but its served next well Reviewed on: 22nd November 2019

Santander blocked account with no reason given

Santander blocked my business account for a week now, wont give valid reason. Have provided them with copies of business invoices, IDS etc. Am small one person business, cant survive without my business account. Say no timeframe to unblock! They just say underview and cant say when I can access my funds again. Am totally innocent yet being treated like a criminal. Reviewed on: 8th November 2019

Reasonable money

Good overall money rates on a variety of survices Reviewed on: 6th November 2019

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