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Santander: Everyday Current Account reviews

4.07
Based on 143 reviews, last reviewed 22nd Oct 2024
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
50%
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27%
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10%
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1%
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12%

Latest highest rating:

5

My trusted bank I have been with Santander for over thirty years in all that time I have never had a problem the only reason I changed to the everyday account was bec... Read more Reviewed on: 22nd October 2024
Mike's avatar
Mike

Latest lowest rating:

1

They see fraud everywhere except where it is This may have been the 123 Current Account at the time but that makes no difference. I have always thought of Santander as the only UK bank that has n... Read more Reviewed on: 20th April 2023
Johnecon's avatar
Johnecon

About this product

Santander describes its Everyday Current Account as ‘a simple and straightforward current account, with no monthly fee’. The account comes with arranged overdraft options and has no fees when spending abroad. Account holders also get access to Santander’s free rewards service to earn perks like cashback, vouchers and more.

Choosing the right current account for your needs with a provider that you trust is important. We collect Santander Everyday Current Account reviews to help you decide if it’s the right account for you.

If you’re interested in the Santander Everyday Current Account, learn more by reading the reviews on Smart Money People. Find out why customers chose this current account and how long their account has been open. Read about the main pros and cons they’ve experienced to make an informed decision when choosing your new account. All of this and more can be found in our Santander Everyday Current Account reviews.

If you have an Everyday Current Account with Santander, write an honest review. Tell us how long you’ve been a customer and how satisfied you’ve been throughout. What is your favourite thing about the account? Are there any aspects that could be improved? Would you recommend the account to your family and friends? Have you had any experience with Santander’s customer service team? Whether good or bad, leave a Santander Everyday Current Account review today. Together, we can help people like you make better financial decisions.

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Santander Everyday Current Account reviews (143)

Great value for money provided you don't overdraw

4
Free banking, including a pretty decent Web app and a very decent mobile app, means we can do all our banking online and still have access to a branch for special requirements. But don't go overdrawn - instead of charging interest at a percentage rate, Santander bills you £1 a day regardless of the amount (more if you're overdrawn by more than £1200), even if you have an arranged overdraft facility. From April 2020 this is changing to an eye-watering 39.9% EAR. Reviewed on: 3rd February 2020

Santander, great for customer service

5
We have been customers of Santander for over ten years, this is down to the excellent customer service we have always received when calling them for any issue. The IOS app is easy to use and helps me to keep on top of my finances, the updates never cause any bug issues for me and I can easily access my accounts wherever I am. Reviewed on: 28th January 2020

The best

5
Great team. The best for me and good people. Reviewed on: 28th January 2020

Does What It Says On The Tin

3
Good reliable bank/account. Had no issues. Reviewed on: 28th January 2020

Few Features... and few problems.

4
I've had this account now for many years and have yet to experience any significant problems. Communication is good - alerts I am nearing my limit etc., apps and associated online banking experience works. Reviewed on: 13th January 2020

Easy to use app and great cash back offers

5
Transferred from HSBC a few years back and very happy i did as the app is so much easier to use. It shows your updated balance of what's in the account but what you actually have left to spend which i find really helpful. Then the bonus you can get cash back on a number of places like restaurants or on clothes or beauty outlets... it's fantastic! Reviewed on: 9th September 2019

Ok, nothing special

3
I have been with Santander for years and will be switching to another bank this year. Being a long standing customer doesn't get you any favors, there are too many options and offers for banking available it is definitely time to switch Reviewed on: 15th April 2019

Banking for everyone

5
Excellent service and advice for everyday banking. Future savings and retirement Reviewed on: 11th April 2019

great bank

4
Fantastic bank I would recommend santander to anyone. Reviewed on: 10th February 2019

Perfect

5
Perfect, no issues, simple, useful, all in one. Reviewed on: 26th January 2019

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