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Johnecon

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All reviews (3)

Review of the Santander, Everyday Current Account:

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They see fraud everywhere except where it is

This may have been the 123 Current Account at the time but that makes no difference. I have always thought of Santander as the only UK bank that has not been involved in a banking scandal in the last 15 years or so. Then they were recently fined for carrying out inadequate money laundering checks. They prevented me paying a small amount of money to an aspiring petroleum engineering student in Tanzania to enable him to take a very low cost course in his own country (after an initial request through LinkedIn for help to study in the UK), They were convinced it was fraud and after a long conversation with a teller in my branch, joined by someone else, a manager perhaps, I was told that that was the end of the matter. The next day they sent the police to my door, terrifying my wife! If my passport had not run out I could have made the payment with no problem through Moneygram at my local Post Office. The student spoke to his pastor who financed him to study at the Beijing Petroleum University and remotely after Covid. Reviewed on: 20th April 2023

Review of the Sainsburys Bank, Nectar Credit Card:

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Not much Nectar

The additional Nectar points for using Sainsburys Bank's Nectar Credit Card at Sainsburys have been reduced from 2 per pound spent to 0.5 per pound spent. Being charitable to them this halves rather than quarters the total Nectar points from 3 (£0.015) per pound to 1.5 (£0.075) per pound. Nectar has always underperformed Boots Advantage and this does nothing to help. Also I was once charged for currency conversion when paying a UK organisation in pounds! Reviewed on: 20th April 2023

Review of the Travel Insurance 4 Medical, Travel Insurance:

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Untested but they give cover

They gave me travel insurance for an existing medical condition when InsureAndGo would not despite doing so a year earlier. I have not needed to make a claim. Reviewed on: 13th August 2018

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