Smart Money People Logo

Scottish Widows: Life Insurance reviews

2.75
Based on 4 reviews, last reviewed 14th Oct 2023
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
25%
See only 4 star reviews
25%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
50%

Latest highest rating:

5

Peace of mind Always updated on our policy, which gives peace of mind. Reviewed on: 14th October 2023

Latest lowest rating:

1

Incompetent fraudsters refuse to pay out Despite being unable to contact the joint beneficiary of a life policy for over 15 years, this bunch of incompetent clowns just keep writing the same ... Read more Reviewed on: 23rd August 2023
dlight69's avatar
dlight69

About the Life Insurance

Do you want to find out what life as a Scottish Widows life insurance customer is like? Now you can! Read Scottish Widows life insurance reviews at Smart Money People to find out what other policy holders have to say.

Review Scottish Widows: Life Insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Scottish Widows Life Insurance reviews (4)

Peace of mind

5
Always updated on our policy, which gives peace of mind. Reviewed on: 14th October 2023

Incompetent fraudsters refuse to pay out

1
Despite being unable to contact the joint beneficiary of a life policy for over 15 years, this bunch of incompetent clowns just keep writing the same brainless "you need to advise how we can contact your co-policy holder before we settle your half". And then, after several complaints, a breakthrough! Their customer services team agreed this was nonsense and that they had a number of similar previous cases where they had paid out the policy holders they were able to contact, and that they would instruct their payments team to settle half the fund value "within 10 days, direct to your bank account". 10 days later, no payment, and when I called, they said "you need to advise how we can contact your co-policy holder before we settle your half". Back to square one!. Useless, incompetent, unhelpful, they obviously just want to hold on to their customers' funds as long as possible to shore up their own dodgy finances. Don't touch them or their equally dodgy owners Lloyds bank - they're all a bunch of shysters. Reviewed on: 23rd August 2023
dlight69's avatar
dlight69

Zero customer service

1
I reported my fathers death to via my bank at the end of March requesting that his life insurance policy be redeemed. 3 months and 3 complaints later and I have not even managed to obtain a claim form from . Disgusting behaviour especially during a bereavement which is a bad enough time without this extra hassle. Scottish Widows openly admit that it is not their policy to talk to other departments within their own organisation. Agent stated “Departments do not talk to each other so messages left with customer services will not be address even when escalated as a complaint for the 3rd time”. Reviewed on: 24th June 2022
J Robertson's avatar
J Robertson

suits needs

4
been with SW for 3 years, fairly straightforward and easy going. no hassle insurance Reviewed on: 12th September 2017

Do you have a different Scottish Widows product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Scottish Widows has a range of products available. Check the ratings of each product to find the right one for you. View all products