Easy set up and easy to understand. All broken down. Areas explained and covered

I'm unable to now review my savings! I now have to phone up to check my balence.

I totally agree with Rob and Dave. I first wrote over a year ago to Scottish widows and have yet to have them engage with... I totally agree with Rob and Dave. I first wrote over a year ago to Scottish widows and have yet to have them engage with me and implement the financial ombudsman decision which should have been done by 24/11/23. They simply sit on customer money and profit from it. I can only suggest get your MP to make them accountable. Read more Read less

THE WORST COMPANY IVE EVER DEALT WITH. Utterly useless. I have spent 10 weeks and 7 phones calls to merely ask where my money is... THE WORST COMPANY IVE EVER DEALT WITH. Utterly useless. I have spent 10 weeks and 7 phones calls to merely ask where my money is at and no one can give me an answer. No one ever calls me back and the call center staff are unable to connect me to anyone to help. I ask to be escalated to a manager and never anyone available. I’m not asking much and they are uttlerly usless. Still now 11 weeks down the track and I’m no wiser. I send a email and they say it will be between 3 and 10 days to reply. It’s 2023 you people - the world has the internet now - look into it. They should be investigated as something is terribly wrong with that company. Read more Read less

I am trying to opt out after being auto-enrolled and have not had any correspondence hence no policy number. The phone line won't put you... I am trying to opt out after being auto-enrolled and have not had any correspondence hence no policy number. The phone line won't put you through without a ploicy number so i spent hours making them up in order to get through. The rep i spoke to said he would trnafer me to the right team and i spent nearly an hour with him coming back to me whilst on hold to tell me we were still on hold, once we got through he could hear the other team but i couldn't, then sounding frustrated with it, he hung up!!!!!! Now I'm back to square one, you're taking my money but won't speak to me as I don't have a policy number as you haven't sent any documents. ABSOLUTE TOTAL DISGRACE - I guess you'l be taking my money now for the rest of my career and I'll never be able to speak to you about it and just accept it's gone forever!!! Read more Read less

Always updated on our policy, which gives peace of mind.

Utterly terrible performing funds we have been burdened with by our company. Totally and utterly inept.

Despite being unable to contact the joint beneficiary of a life policy for over 15 years, this bunch of incompetent clowns just keep writing the... Despite being unable to contact the joint beneficiary of a life policy for over 15 years, this bunch of incompetent clowns just keep writing the same brainless "you need to advise how we can contact your co-policy holder before we settle your half". And then, after several complaints, a breakthrough! Their customer services team agreed this was nonsense and that they had a number of similar previous cases where they had paid out the policy holders they were able to contact, and that they would instruct their payments team to settle half the fund value "within 10 days, direct to your bank account". 10 days later, no payment, and when I called, they said "you need to advise how we can contact your co-policy holder before we settle your half". Back to square one!. Useless, incompetent, unhelpful, they obviously just want to hold on to their customers' funds as long as possible to shore up their own dodgy finances. Don't touch them or their equally dodgy owners Lloyds bank - they're all a bunch of shysters. Read more Read less

Minus stars given....DO NOT use Scottish Widows, if you want easy access to your own money as stated in previous reviews or in my case... Minus stars given....DO NOT use Scottish Widows, if you want easy access to your own money as stated in previous reviews or in my case if you need to pay for a loved ones funeral. My mum paid into a pot to pay for her funeral in the innocent belief it would help her family out when she departed this life but we have now been ruthlessly placed into debt during the cost of living crisis by Scottish Widows, who will not release my mums money to pay for her funeral as stated in her last will and testament! This is blatantly going against a legal document, please do not use Scottish Widows at all, for anything unless you don't want easy access to your own hard earned money or to simply stay out of debt for trying to follow a loved ones last wishes. Now we are in debt until we manage to save up for probate...which then takes months to get. From this experience with this shoddy company, I will certainly never use them. I'd be better off if my mum had kept her money under her mattress, at least then I wouldn't be in debt, with no end in sight for months. This company needs investigating and placed under the same level of scrutiny as it's mislead customers are. I am mourning the loss of my mum and this all adds to the anxiety. I wonder if they would like to go through the awful experience of dealing with a company who refuse to part with other peoples money at a time when you need all the help you can get. Read more Read less