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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (7087 reviews)

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4.95

Based on 7,087 reviews, last reviewed 4th May 2025

50% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A very good service that keeps you informed and is e... A very good service that keeps you informed and is easy to apply for if you need a loan Reviewed on: 4th May 2025

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7087)

Review of the Updraft, Personal Loan:

Great interest rate in

Great interest rate in comparison to other high apr% lenders. The app is good and easy to navigate and the communications are friendly and have a conversational tone. Reviewed on: 21st April 2024

Quick and easy

Money quickly received. Reasonable APR applied. Ability to settle the loan early without repercussions. Interest adjusts if you’re choosing to pay more than the set payments. Reviewed on: 19th August 2024

poor credit great interest

Poor credit and they gave me a great loan option with amazing interest Reviewed on: 15th August 2024

Easy peasy

Straight forward and really easy to deal with. 5* Reviewed on: 15th August 2024

Hard to contact and stressful

Keep receiving emails saying I am behind in payments and need to settle this or it will be passed to debt collection agency when I am up to date, I send them a chat message as they have no phone and it takes over 24-48 hours for them to respond which causes a lot of stress only to be told sorry there’s a glitch or gremlin in the system. I have 2 loans with them and was off work I’ll for a long period of time, I went on reduced payments for 3 months after having to jump through hoops to show this and within a month I’m getting emails saying I’m now able to take out another loan, just apply, very irresponsible Reviewed on: 14th August 2024

It was quick, hassle free and easy to do

It was quick, hassle free and easy to do Reviewed on: 23rd July 2024

Good service and excellent rates quick response.

Good service and excellent rates quick response. Reviewed on: 15th July 2024

Perfect service help and quick

I have been with up Draft now for a few years. Every one is very help and quick and easy service. I have even recommended you to friends and family Reviewed on: 14th July 2024

The staff are very responsive.

The staff are very responsive. The rates are good. Quick decision after my application Reviewed on: 9th July 2024

Fast friendly experience, easy to use company

Fast friendly experience, easy to use company Reviewed on: 8th July 2024

Adding to the u affordable debt mountain in the UK.

Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

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