Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,504 reviews, last reviewed 6th Mar 2026
330300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft has helped me manage debt over the years. Updraft has helped me manage debt over the years. I have valued their great customer service and friendly approach. Reviewed on: 6th March 2026
Lucy S's avatar
Lucy S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10504)

Quick and easy money in the bank pretty quick.

5
Quick and easy money in the bank pretty quick. Reviewed on: 5th March 2026

Easy to apply and agree to the loan.

5
Easy to apply and agree to the loan. Haven’t needed to use customer service so can’t give a fair review on that section. Reviewed on: 5th March 2026

Quick, easy and helpful.

5
Quick, easy and helpful. Received money quickly. Reviewed on: 5th March 2026

Very easy to apply and excellent intrest rates.

5
Very easy to apply and excellent intrest rates. Reviewed on: 5th March 2026

Really easy and simple to set up

5
Really easy and simple to set up. I was struggling to manage a lot of separate different loans but with updraft it was made simple by one easy payment a month, couldn’t be happier! The sign up process was super easy and someone is always on hand to help :) Reviewed on: 5th March 2026

quick and easy, straight forward

5
quick and easy, straight forward Reviewed on: 5th March 2026

Quick and easy process.

5
Quick and easy process. Would definitely recommend. Reviewed on: 5th March 2026

Great and nice easy app.

5
Great and nice easy app. Very easy to use and easy to pay off debt! Reviewed on: 5th March 2026

Loving it, loving it, loving it!

5
I cannot fault Updraft. One of the best lenders on the marketplace in my humble opinion. Reviewed on: 5th March 2026

Vet Bill Emergency.

5
I was severely struggling after expensive vet bills. Updraft helped me clear this and provided support through every step. The app is easy to navigate and the staff are wonderful to talk to. Any questions I had have been answered thoroughly and with kindness, no judgement and hassle free. Reviewed on: 5th March 2026

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review