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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2188 reviews)

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4.93

Based on 2,188 reviews, last reviewed 2nd Apr 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great service This service is really good and it’s really helped me out when I need it Reviewed on: 2nd April 2026

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2188)

Great service

This service is really good and it’s really helped me out when I need it Reviewed on: 2nd April 2026

Highly recommended

Easy and great for family's who struggle on birthdays Xmas or rainy day funds Reviewed on: 1st April 2026

Good experience helps a lot thanks

Good experience helps a lot thanks Reviewed on: 31st March 2026

Excellent communication very fast great company

Excellent communication very fast great company Reviewed on: 27th March 2026

It was quick easy and no stress it’s not the first t...

It was quick easy and no stress it’s not the first time I have got a loan with MCU the process was quick and simple Reviewed on: 27th March 2026

Very un helpful and quick

Very helpful and quick and I will be telling people about this company Reviewed on: 26th March 2026

Excellent and efficient service.

Excellent and efficient service. Applied for a loan and was accepted same day. MCU loans are so helpful for a single mum like myself Reviewed on: 20th March 2026

Smooth and easy

So much easier easier with the app and Emails Reviewed on: 19th March 2026

I’ve been with Manchester credit union for many year...

I’ve been with Manchester credit union for many years they have helped me in difficult times aswel as helped me learn to save money aswell they keep me up to date with any upcoming changes and when Ive contact them via phone or in the office yhe customer service has been amazing every time i definitely recommend credit union to anyone who may need them in their life’s like I do Reviewed on: 19th March 2026

Loan was declined for lack of disposable income, how...

Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £50 loan repayment. My outgoings were high on leisurely spending not regular outgoings. This is different to me not having sufficient disposable income. Unsure who underwrites the loans but clearly not within standards. - don’t waste your time. Reviewed on: 18th March 2026

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