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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (4160 reviews)

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4.84

Based on 4,160 reviews, last reviewed 16th Oct 2026

86% decrease in 5 star reviews

in the past 90 days

60% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I first used Manchester credit union 4 years ago and... I first used Manchester credit union 4 years ago and I can’t honestly say I have never felt more safe with any other loan company they never pressure ... Read more Reviewed on: 16th October 2026

Latest lowest rating:

1

They don’t give loans if poor credit i... They don’t give loans if you have poor credit even if a family loan and you get child benefits to pay straight to them. they used to be for people who... Read more Reviewed on: 13th October 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4160)

I first used Manchester credit union 4 years ago and...

I first used Manchester credit union 4 years ago and I can’t honestly say I have never felt more safe with any other loan company they never pressure you and they are so lovely and helpful they have never let me down. the online app is so easy to use and for the extra busy days it’s handy to have. The best part of Manchester credit union loans is they are so affordable so thank you Reviewed on: 16th October 2026

Well recommend ready help and fast process

Well recommend ready help and fast process Reviewed on: 15th October 2026

Fantastic

Really good fast and reliable able to save as much as you like Reviewed on: 14th October 2026

They don’t give loans if poor credit i...

They don’t give loans if you have poor credit even if a family loan and you get child benefits to pay straight to them. they used to be for people who had bad credit and couldn’t get any other loan! So why not now? Reviewed on: 13th October 2026

My loan was approved within 30 mins.

My loan was approved within 30 mins. Communication was great Reviewed on: 9th October 2026

Very quick response and good customer service via em...

Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026

honestly could not thank enough explained everything...

honestly could not thank enough explained everything to me and always has fast replies on the messages and understood my financial situation Reviewed on: 5th October 2026

prompt professional service

Always been a prompt professional service with very helpful staff and a quick response time Reviewed on: 5th October 2026

Super quick application and really easy steps.

Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my financial needs. No extreme APR on loans. Couldn’t recommend them more. They’re amazing and I’ll be a life long customer Reviewed on: 3rd October 2026

I feel like MCU is always there for me.

I feel like MCU is always there for me. it feels like I have a friend in the back ground that always turns up for me. If I need anything, I can ask for a loan which is very reasonable to pay back, also your savings mount up. If im not having a good week i can withdraw a liitle from my savings that helps me through. Its alway there for me & I feel so secure with the way it always comes through for me. Reviewed on: 3rd October 2026

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