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Manchester Credit Union: Loans reviews

4.85
Based on 3,558 reviews, last reviewed 4th Jun 2026
2230% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Family revolving loan Unable to get a loan, as was off sick due to being attacked by my family dog and they offered me the family revolving loan which helped massively. Reviewed on: 4th June 2026
Natalie D's avatar
Natalie D

Latest lowest rating:

2

Very poor Poor and don’t give us a lot no help Reviewed on: 2nd June 2026
Bethany 's avatar
Bethany

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3558)

Family revolving loan

5
Unable to get a loan, as was off sick due to being attacked by my family dog and they offered me the family revolving loan which helped massively. Reviewed on: 4th June 2026

I have never had any problems with Manchester Credit...

5
I have never had any problems with Manchester Credit Union loans, I love the fact that you can save for Christmas as well, which helps a lot. Reviewed on: 4th June 2026

Got a credit builder loan was so fast and easy reall...

5
Got a credit builder loan was so fast and easy really excellent service from them! Reviewed on: 4th June 2026

Saving and loan all in one.

5
Its like a savings and loan in one place, i can montior my progress through the app and it lands fast into my bank. Reviewed on: 4th June 2026

Always a great service to use staff and friendly and...

5
Always a great service to use staff and friendly and are on help to solve any issue Reviewed on: 4th June 2026

Excellent customer service skills

5
I had trouble starting up but I had lots of help when I rang them, they are all lovely and well mannered Reviewed on: 4th June 2026

Mum struggling to buy uniform. MCU saved the day.

5
Manchester Credit union was recommended to me by a friend. I had no idea this existed and when I was struggling to buy new school uniform for my children, as a single mother, on benefits with a series mental health condition, Manchester credit saved me, it allowed me to buy better quality uniform for my children, it allowed me to make sure I had enough uniform plus a little spare incase of accident or rips. The school has so many different options of uniform for different lessons, so many different shoe needs, school shoes, PE shoes, inside and out, wellies, plus extras like water bottles lunchboxes, coats. Withour MCU i wouldn't have been able to get even half of what my boys needed. The loan application was straight forward, easy to understand and quick to complete. It didnt take long for Manchester credit union to get in touch with me to let me know id been successful and they then provide quick easy steps for the next part of the process. I can easily use their app to check my loan and repayments. I would use Manchester credit union again and highly recommend them to friends or family Reviewed on: 4th June 2026

Cant fault my experience it's been so helpful

5
Cant fault my experience it's been so helpful Reviewed on: 3rd June 2026

Brilliant service for low income familys

5
Brilliant service for low income familys Reviewed on: 3rd June 2026

I have been able to get help with a loan and pay aff...

3
I have been able to get help with a loan and pay affordable repayments each week Reviewed on: 3rd June 2026

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