Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2952 reviews)

View other Manchester Credit Union products

4.94

Based on 2,952 reviews, last reviewed 30th Apr 2026

1272% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

There for me whenever I need. There for me whenever I need. Staff are always very kind and helpful. Money is in my account quickly. Never feels unmanageable very very lucky to have... Read more Reviewed on: 30th April 2026

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2952)

There for me whenever I need.

There for me whenever I need. Staff are always very kind and helpful. Money is in my account quickly. Never feels unmanageable very very lucky to have this service. Reviewed on: 30th April 2026

Great company great service been with them few years...

Great company great service been with them few years now Reviewed on: 30th April 2026

very good and helps alot when ur struggling

very good and helps alot when ur struggling Reviewed on: 30th April 2026

MCU is a Saviour!

MCU has been my saviour when I am new to the country and also helped me in stabilising financially without any compromise. I face never missed a payment and I am glad I can also save a little while paying off the loan Reviewed on: 30th April 2026

Great and very accommodating.

Great and very accommodating. Good value for money Reviewed on: 30th April 2026

Interest rates

Low interest rates are more manageable Reviewed on: 30th April 2026

Every service I’ve used loans/savings are super effi...

Every service I’ve used loans/savings are super efficient, staff are extremely helpful. Reviewed on: 30th April 2026

Very good services Everytime always very helpful

Very good services Everytime always very helpful Reviewed on: 30th April 2026

Manchester Credit Union offers a refreshing alternat...

Manchester Credit Union offers a refreshing alternative to traditional lenders, especially for people looking for fair, supportive, and community-focused financial services. One of its strongest points is how approachable and helpful the service feels—members are treated as individuals rather than just numbers. A major advantage is the affordability of loans. Interest rates are kept reasonable, and there are no hidden fees or penalties for early repayment, which makes borrowing much less stressful. This is particularly helpful for people who may have struggled with high-interest lenders in the past. Another positive aspect is the flexibility in repayments. Members can choose payment schedules that suit their income, whether weekly or monthly, and this helps make managing money easier. The fact that decisions are based on real affordability rather than just credit scores also makes it more inclusive. Customer service is often highlighted as a key strength. Staff are known for being friendly, patient, and supportive, guiding members through the application process and offering advice where needed. This creates a sense of trust and reassurance, especially for first-time borrowers. Overall, Manchester Credit Union stands out as a reliable and ethical lender that genuinely aims to improve financial wellbeing. It combines fair lending with a strong community focus, making it an excellent choice for people seeking a responsible way to borrow money. Reviewed on: 30th April 2026

Manchester credit union is so easy to use and access...

Manchester credit union is so easy to use and access, the website is great and the staff are always helpful Reviewed on: 30th April 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from BridgeCrowd 2.83 from 6 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews
Personal loan
from Zopa 4.95 from 69081 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 795 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub