Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2172 reviews)

View other Manchester Credit Union products

4.93

Based on 2,172 reviews, last reviewed 12th Mar 2026

41% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great easy helpful any queries handled sufficiently Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2172)

Great easy helpful any queries handled sufficiently

Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Brilliant respones from the team and quickly aswell

Brilliant respones from the team and quickly aswell Reviewed on: 12th March 2026

I’ve been able to get money when needed

I’ve been able to get money when needed Reviewed on: 12th March 2026

Brilliant well mannered lovely staff

Brilliant well mannered lovely staff Reviewed on: 12th March 2026

I have been with Manchester credit union for a numbe...

I have been with Manchester credit union for a number of years and can honestly say they really are here to help and are quick with communication and process. Reviewed on: 11th March 2026

very good service - very helpful during difficult ti...

very good service - very helpful during difficult times., Straight forward and easy to use Reviewed on: 11th March 2026

Fast response to messages!

Fast response to messages! Great customer service. Reviewed on: 10th March 2026

U enjoy being able to lend and have a small interest...

U enjoy being able to lend and have a small interest applied Reviewed on: 6th March 2026

Complecaited forms long process customer service slow

Complecaited forms long process customer service slow Reviewed on: 6th March 2026

Generally a great company

It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The repayments are clear and fair and I love that you have to save as well, so build resilience. Reviewed on: 4th March 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1070 reviews
Loans
from Advance Credit Union 5.00 from 2 reviews
Personal loan
from My Community Bank 4.90 from 3219 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub