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Manchester Credit Union: Loans reviews

4.84
Based on 3,863 reviews, last reviewed 1st Jul 2026
2906% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is a friendly service which helps you feel like y... It is a friendly service which helps you feel like you can carry on and cope with day to day expensesThe staff are helpful and compassionate to your s... Read more Reviewed on: 1st July 2026
Rosaleen 's avatar
Rosaleen

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3865)

Great interest rates on loans

5
I have always found the process of getting a loan very quick and non intrusive. The interest rates are really competitive and having the flexibility to pay off more when I have the funds means I pay less interest Reviewed on: 1st July 2026

Staff always sound happy in their work, always chee...

5
Staff always sound happy in their work, always cheerful. I found explanations regarding offers and other items. Helped me to get the app. on my phone. Excellent all round. Reviewed on: 1st July 2026

It is a friendly service which helps you feel like y...

5
It is a friendly service which helps you feel like you can carry on and cope with day to day expensesThe staff are helpful and compassionate to your situation I cant praise them enough Reviewed on: 1st July 2026

I love the family loan as it so quick and easy and g...

5
I love the family loan as it so quick and easy and great in a sticky situation, and the staff at our branch are so friendly and helpful, I love them Reviewed on: 1st July 2026

Process is completely online with quick turn around...

5
The process is completely online and with quick turnaround. I got my funds with in the time. Also the interest rates are lesser compared with other banks. I recommend this. Thank you. Reviewed on: 1st July 2026

MCU is very good!

5
Love MCU always get money very quickly!! I use it for Christmas normally!! Reviewed on: 1st July 2026

Fab Credit Unions

5
I have a revolving family loan with MCU and it’s a fantastic help the pay back rate is reasonable and the fact you can renew quickly and easily is great Reviewed on: 1st July 2026

The application process was easy to navigate.

5
The application process was easy to navigate. One was updated at every stage the rates were reasonable Reviewed on: 1st July 2026

very refliable and helpful messages could be respond...

5
very refliable and helpful messages could be responded to faster sometimes other than that all good Reviewed on: 1st July 2026

I was newly moved to uk, I need to improvement my ho...

5
I was newly moved to uk, I need to improvement my house unfinished and I wasn't have enough money, thank you for Manchester Credit Union for your support. This is really helpful company Reviewed on: 1st July 2026

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