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Manchester Credit Union: Loans reviews

4.93
Based on 2,707 reviews, last reviewed 17th Apr 2026
832% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My sister told me about MCU and I thought id give it... My sister told me about MCU and I thought id give it a go and I was really happy how easy it was to apply and customer services was helpful and quick ... Read more Reviewed on: 17th April 2026
Karen w's avatar
Karen w

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026
Maria Malik's avatar
Maria Malik

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2707)

My sister told me about MCU and I thought id give it...

5
My sister told me about MCU and I thought id give it a go and I was really happy how easy it was to apply and customer services was helpful and quick responding to my enquiries..and once id paid back £150 I could take it out again if I really needed to..definitely recommend MCU..keep doing a great job for the community of Manchester what a great way to help people that get refused elsewhere.. Reviewed on: 17th April 2026

Always there to help

5
When I was in desperate need to have help feeding my child manchester credit union was there, and at the same time helped me to start saving! Reviewed on: 17th April 2026

Best ever

5
The rate are lower than all the places I have enquired. Very helpful and professional. Reviewed on: 17th April 2026

Manchester credit union has always been my number on...

5
Manchester credit union has always been my number one go to when it comes to loans, reliable and efficient. Even on occasions when I have struggled, they were always ready to listen and help Reviewed on: 17th April 2026

Good service value for money and very helpful

5
Good service value for money and very helpful Reviewed on: 17th April 2026

I heard from a friend about the family loans, it was...

5
I heard from a friend about the family loans, it was easy to apply and when I got accepted I was thrilled. I got my loan out as I become a newly single mum to my almost one year old so it really helped me with basic necessities jut give me that little bit of help I needed. And it’s so helpful when your abit short you can always rely on it. It’s quick and simple and easy to withdraw. Reviewed on: 17th April 2026

Really helpful and can count on them when you really...

5
Really helpful and can count on them when you really need it the most 5 star Reviewed on: 17th April 2026

Always been very helpful, and messages are replied t...

5
Always been very helpful, and messages are replied to straight away Reviewed on: 17th April 2026

Hi I’m a 39 year old disabled mum off 5 children.

5
Hi I’m a 39 year old disabled mum off 5 children and credit union really help me out not only on giving me a loan but also making payments on that loan quick easy and stress free as I’m very forgetful so the fact that I can just have my child benefits sent straight to them and they take payments out as well as put some in a saving for me then send differents back to me makes it so simple and I don’t have the stress off missing payments and falling behind as I’m so forgetful due to medications I’m on. I love it and it really helps. I’ve already told family members about you guys thank you very much Reviewed on: 17th April 2026

This is the best way of saving money whilst having a...

5
This is the best way of saving money whilst having access to emergency funds through the loan they provide. No way of messing up payments which means you have the security of knowing once your balance is at the right point you can access more funds, highly reckoned its so helpful Reviewed on: 17th April 2026

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