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Manchester Credit Union: Loans reviews

4.93
Based on 2,161 reviews, last reviewed 27th Feb 2026
85% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

5

Brilliant for low income families Brilliant for low income families Reviewed on: 27th February 2026
Michael M's avatar
Michael M

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2161)

Brilliant for low income families

5
Brilliant for low income families Reviewed on: 27th February 2026

When i filled my loan forms the process of emails he...

5
When i filled my loan forms the process of emails helping me to correct and send the required statements was really smooth. I changed my mind and requested a higher amount and that was granted. I am really pleased. Our Manchester credit union is tue best and a problem solver for me throughout the years Reviewed on: 26th February 2026

I am so happy with the service and everything I have...

5
I am so happy with the service and everything I have received from Manchester Credit Union. However, the communication hasn’t been great. I wasn’t aware I needed to reapply and then when I did, I sent some bank statements through and wasn’t aware that they were not sufficient. I had to send a message to the office to find out I needed to send more bank statements, which infact, someone should have contacted me and told me to send the correct statements in. So all in all, everything is great but the communication from the office to the client needs to be better. Reviewed on: 25th February 2026

Good always there to help and great service.

5
Good always there to help and great service. Reviewed on: 25th February 2026

Always an extra support for me when struggling

5
Always an extra support for me when struggling Reviewed on: 24th February 2026

Staff are helpful when you phone

5
Staff are helpful when you phone Reviewed on: 24th February 2026

Helpful and understanding

5
They are very understanding and help you the best they can and also are very fast with transactions and loan approvals on a weekday of course. Would highly recommend! Reviewed on: 23rd February 2026

Staff were informative and friendly it was quick and...

5
Staff were informative and friendly it was quick and thorough to get answers to my questions Reviewed on: 19th February 2026

Love credit union really helps me when I need quick...

5
Love credit union really helps me when I need quick loans Reviewed on: 17th February 2026

Excellent service

5
Excellent and very helpful really helps people out Reviewed on: 17th February 2026

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