Write a review

Newsletter

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (4096 reviews)

View other Manchester Credit Union products

4.84

Based on 4,094 reviews, last reviewed 25th Aug 2026

46% decrease in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Needed funds for emergency and was given a renewal q... Needed funds for emergency and was given a renewal quickly the whole process was great Reviewed on: 25th August 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (4096)

I’ve been with Manchester credit union for 5 years a...

I’ve been with Manchester credit union for 5 years and the customer service is incredible. Reviewed on: 26th August 2026

Found it incredibly difficult to contact them.

Found it incredibly difficult to contact them. The calls to their number would ring out to voicemail for hours and hours during their quoted opening hours. They never responded to the in app message I sent. I think in the end I had to phone repeatedly for over 2 hours for someone to answer the phone. That did get the ball rolling, however the whole process was very frustrating. That being said when I did speak to people they were polite, helpful and pleasant. My loan was approved and due to the lack of contact it took over a week to be paid out. Having transferred from one credit union to them due to them merging, I was used to a level of service that doesn’t appear to be matched with Manchester credit union. My feedback would be to improve their customer service side. Reviewed on: 26th August 2026

Needed funds for emergency and was given a renewal q...

Needed funds for emergency and was given a renewal quickly the whole process was great Reviewed on: 25th August 2026

Having recently moved from hoot credit union to Manc...

Having recently moved from hoot credit union to Manchester credit union, due to the merge it's been an absolute wonderful experience, quick responses from the team. Who seem extremely friendly and helpful. Very easy and helpful advice. Alongside a great website to navigate. Reviewed on: 25th August 2026

Fantastic!

Fantastic! I have been using this service for the last 5-6 years now and still use it as its a life saver for my family Reviewed on: 25th August 2026

Lovely staff and always help ful

Lovely staff and always help ful Reviewed on: 21st August 2026

The process for a loan was so easy and great communi...

The process for a loan was so easy and great communication. Reviewed on: 21st August 2026

I have used credit union for a long time for savings...

I have used credit union for a long time for savings and loans. Very good customer service and easy access to your money Reviewed on: 21st August 2026

Great customer service always - would highly recomme...

Great customer service always - would highly recommend this service Reviewed on: 21st August 2026

Title of review

Just the communication is not on point every things els seems ok Reviewed on: 21st August 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Ikano Bank 2.68 from 36 reviews
Personal loan
from Kroo 4.81 from 201 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.75 from 1279 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub