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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (4157 reviews)

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4.84

Based on 4,157 reviews, last reviewed 13th Oct 2026

85% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My loan was approved within 30 mins. My loan was approved within 30 mins. Communication was great Reviewed on: 9th October 2026

Latest lowest rating:

1

They don’t give loans if poor credit i... They don’t give loans if you have poor credit even if a family loan and you get child benefits to pay straight to them. they used to be for people who... Read more Reviewed on: 13th October 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4157)

They don’t give loans if poor credit i...

They don’t give loans if you have poor credit even if a family loan and you get child benefits to pay straight to them. they used to be for people who had bad credit and couldn’t get any other loan! So why not now? Reviewed on: 13th October 2026

My loan was approved within 30 mins.

My loan was approved within 30 mins. Communication was great Reviewed on: 9th October 2026

Very quick response and good customer service via em...

Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026

honestly could not thank enough explained everything...

honestly could not thank enough explained everything to me and always has fast replies on the messages and understood my financial situation Reviewed on: 5th October 2026

prompt professional service

Always been a prompt professional service with very helpful staff and a quick response time Reviewed on: 5th October 2026

Super quick application and really easy steps.

Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my financial needs. No extreme APR on loans. Couldn’t recommend them more. They’re amazing and I’ll be a life long customer Reviewed on: 3rd October 2026

I feel like MCU is always there for me.

I feel like MCU is always there for me. it feels like I have a friend in the back ground that always turns up for me. If I need anything, I can ask for a loan which is very reasonable to pay back, also your savings mount up. If im not having a good week i can withdraw a liitle from my savings that helps me through. Its alway there for me & I feel so secure with the way it always comes through for me. Reviewed on: 3rd October 2026

Very helpful and very quick and easy to get a...

Very helpful and very quick and easy to get a loan Reviewed on: 2nd October 2026

Life saver

Always have a fantastic service it really help in need of times Reviewed on: 1st October 2026

quick and efficient.

quick and efficient. good communication Reviewed on: 1st October 2026

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