Manchester Credit Union Loans Reviews

  Ratings based on 66 reviews       Last review 1 month ago    

Overall Rating

Amazing

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Manchester Credit Union Review Insight

What are people saying in their reviews?

Customer Service

22% of feedback is Process related

Customer profile

Top Age Profile: 25-34

Top Channel Preference: Online

Your Loans Reviews

66 reviews

Review Manchester Credit Union's Loans now

Quick and efficient

The process was fairly quick and was sorted within a week. I've gone through 2 loans with them so far and even has the option to temporarily halt my payments for a couple months during the pandemic after I was made redundant.

Reviewed on 6th September 2021
Vashanta's avatar
Vashanta

Stress free

I have been a member for a couple of years now, easy to manage your payments and account through the app, had a couple of issues when the system changed over for renewing a loan but they emailed me and then called me to help me out. Recommended to all... Read more

I have been a member for a couple of years now, easy to manage your payments and account through the app, had a couple of issues when the system changed over for renewing a loan but they emailed me and then called me to help me out. Recommended to all my friends who have been struggling.

Reviewed on 5th September 2021
Natasha's avatar
Natasha

Amazing

I applied for the family loan, really quick and easy! Would recommend to anyone!

Reviewed on 31st August 2021
sammy_green235@hotmail.co.uk's avatar
sammy_green235@hotmail.co.uk

Amazing

Makes you feel welcome they understand and help with everything

Reviewed on 27th August 2021
Gemma Biszby's avatar
Gemma Biszby

Amazing helpful and understanding

Credit union is there to help everyway possible and there customer service is amazing I always think people look there nose down at me for needing a little extra income or support but they make you feel so warm and welcome

Reviewed on 27th August 2021
Gemma Biszby's avatar
Gemma Biszby

Loans for all

Great company easy to apply and quick turnaround only problem no one answers phone

Reviewed on 26th August 2021
Dougie Richardson's avatar
Dougie Richardson

happy customer

i was over joyed to learn the credit union would be able to loan me some money after losing my mother times were hard caring for my father and older brother while grieving, manchester credit union helped at the worst time and i am so thankfull to... Read more

i was over joyed to learn the credit union would be able to loan me some money after losing my mother times were hard caring for my father and older brother while grieving, manchester credit union helped at the worst time and i am so thankfull to them, i would reccomend to everybody!

Reviewed on 12th August 2021
Ryan-C's avatar
Ryan-C

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know... Read more

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan

Reviewed on 12th August 2021
Michaela Fallows's avatar
Michaela Fallows

Quick and fare

Mcu are great. Very fast at doing what you need also great for savings . Friendly people

Reviewed on 12th August 2021
Amanda smith 's avatar
Amanda smith

Amazing company

This company help indervidual people and the community are there hubs. I personally have a family loan with them wich help me out by topping it when I am in need ir school uniforms unexpected bill and recently funeral costs. My only fault is when I... Read more

This company help indervidual people and the community are there hubs. I personally have a family loan with them wich help me out by topping it when I am in need ir school uniforms unexpected bill and recently funeral costs. My only fault is when I applied for slightly bigger loan I was refused just on my credit rateing I thought with me never missing a payment thing may of bee. Diffent unfortunately not so I am limited to 500 loan. There customer service is great always reply super fast and top ups are very straight forward.

Reviewed on 12th August 2021
Bruh_maddie_the_horse's avatar
Bruh_maddie_the_horse

Superb customer service at Manchester Credit Union, truly a credit union servicing the community.

I have experience of dealing with the management and board of Manchester Credit Union, they are fully committed to providing equitable community focused financial services, super management team and staff,

Reviewed on 3rd August 2021
Bernard Cogan 's avatar
Bernard Cogan

Staff are friendly great way to save

Its a brillant idea having the help to be able to get a loan then paying it back as well as saving and the top up loans help a lot staff are also helpful and friendly

Reviewed on 3rd August 2021
Michelle's avatar
Michelle

Life saver

I first came across Manchester credit union at my local council office. I was really struggling as a single parent with 2 children to buy any Christmas gifts. I was accepted for a family loan from Manchester credit union and was able to make... Read more

I first came across Manchester credit union at my local council office. I was really struggling as a single parent with 2 children to buy any Christmas gifts. I was accepted for a family loan from Manchester credit union and was able to make repayments at a very affordable rate. Manchester credit union has been amazing for me and better still I now have a nice pot of savings as a result.

Reviewed on 2nd August 2021
Kirsty Holt's avatar
Kirsty Holt

Would recommend a friend and family because credit union as help with family loan for Christmas

I got told about family top up loan when first got my loan it really help me out for Christmas as been on befits i dont get paid still end up so taken help me out and even better i knoe have save account with them too that come in hand

Reviewed on 2nd August 2021
Sarah's avatar
Sarah

AMAZING!!!

These guys are such lifesavers. When I am struggling with money they are always there to help. When applying for a loan they are quick to respond and to transfer the money. I can't thank you guys enough.

Reviewed on 26th July 2021
Max Toons's avatar
Max Toons

Life savers!

Credit Union have been a massive help in giving me affordable loans that are manageable and allow me to save at the same time. I got myself into a bit of a financial pickle however CU have helped me regain control of my finances without the feeling of... Read more

Credit Union have been a massive help in giving me affordable loans that are manageable and allow me to save at the same time. I got myself into a bit of a financial pickle however CU have helped me regain control of my finances without the feeling of stress and anxiety that usually comes with money worries. The staff are friendly and always willing to do the best to help you!

Reviewed on 19th July 2021
Pat's avatar
Pat

Family loan.

I love having the benefit of being able to save whilst paying off my family loan. I also like the fact we can top up the family loan because the more I top it up, the more savings I build up. It's money I can't break into until the loan is paid off.... Read more

I love having the benefit of being able to save whilst paying off my family loan. I also like the fact we can top up the family loan because the more I top it up, the more savings I build up. It's money I can't break into until the loan is paid off. It means I have some funds for the future which is a massive bonus.

Reviewed on 14th July 2021
Col's avatar
Col

Given me the chance I needed.

Manchester credit... Read more

Manchester credit union.

If it wasn’t for Manchester credit union I would still be in unaffordable debt today due to high APR.
Manchester credit union gave me a chance they spoke to me about my situation and what they could do to help.
From leaving home at 17years of age I got trapped in the cycle of payday loans when my partner fell ill and we had rent, bills etc to pay on one wage, I was offered no support due to me having a “stable carer” and “apparently” earning enough to support us. I wasn’t clued up around anything like this and fell into the easiest option, This then made me stuck in loads of little loans and a giant impact on my relationship and mental health. I decided I had to consolidate all my loans, however due to the effect the payday loans had on my credit score (even though I’ve worked since being 15years old for the same organisation climbing the ladder and have paid phone contracts, internet etc) I managed to consolidate my loan with the help of a friend as a guarantor HOWEVER the APR on this was 50% meaning the debt I was in doubled and I found myself in a worse Position than before.
I moved back home and with many tears, sleepless nights and research I stumbled across Manchester credit union, I was sceptical at first I wondered what the catch. After a phone call with them I was put very much at ease and was offered advice and support around my situation.
The amount I wanted at first was a lot and we need to build a trusting relationship, they offered me a small loan that took straight out of my wages through my employer (I was embarrassed by this at first but we are human) for a very low APR. Six months of paying this small loan which was for over 12months I got in touch again with Manchester credit union to request a bigger loan this time to pay off my overly priced APR loan, Manchester Credit Union was happy well they did more than help they took my details and the company’s I had the high APR loan through and dealt with it all for me obviously updating me with the process along they way, this was very quickly sorted and I had officially half my debt!
BUT not only have I halved my debt the loan payments I now pay to Manchester credit union WELL they only take some out and put it in a savings account for you!!! So not only am I getting out of debt I’m saving at the same time.
I feel so much relief and very grateful for been given an opportunity that no one else would give me! I could pay the payments I was just never given the trust to show this.
THANK YOU

Reviewed on 10th July 2021
Nicole Marie's avatar
Nicole Marie

Amazing and helpful to a family

I applied for the family loan and I also save some money every month with credit union, I think there absolutely fantastic, There customer service skills are wonderful I've never once had a problem. It's a great service to have especially for families... Read more

I applied for the family loan and I also save some money every month with credit union, I think there absolutely fantastic, There customer service skills are wonderful I've never once had a problem. It's a great service to have especially for families as we are to get a loan without paying over the odds on the repayment I have already recommended Manchester credit union and without a doubt would do most definitely again

Reviewed on 28th June 2021
Chelsea 's avatar
Chelsea

Amazing

Helpful and friendly service and staff are amazing

Reviewed on 28th June 2021
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Big Man Izzy