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Manchester Credit Union: Loans reviews

4.84
Based on 3,729 reviews, last reviewed 24th Jun 2026
2725% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is life saving and easy to access It is life saving and easy to access Reviewed on: 24th June 2026
maryam 's avatar
maryam

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3729)

It is life saving and easy to access

5
It is life saving and easy to access Reviewed on: 24th June 2026

My experience was positive

5
My experience was positive, I got the support and advice I needed within a reasonable time frame Reviewed on: 24th June 2026

It’s a great way to save money

5
It’s a great way to save money but you can’t get your savings till you pay back the loan in full Reviewed on: 24th June 2026

Great experience

5
From the start they have been supportive and allowed me to borrow money without any hidden costs or additional fees. I would highly recommend if you are at a time where you need some extra help financially. Credit union also helps you to save shares which is an added bonus. They truly are for the people. Reviewed on: 24th June 2026

Never had one problem whilst being with mcu, everyth...

5
Never had one problem whilst being with mcu, everything always straight and forward Reviewed on: 24th June 2026

Excellent service

5
They are fast and reliable and are a product to trust Reviewed on: 23rd June 2026

Friendly staff very helpful it's really easy to appl...

5
Friendly staff very helpful it's really easy to apply and done with in 10 minutes Reviewed on: 23rd June 2026

Loan denied...

3
I was after a loan due to being in a crisis emergency as in due to be homeless and I literally got denied a 150pound loan to see me through til I got paid which I could of afforded to pay back in 6months and it would of been life changing money for me, unless you have money to afford the loan then by all means apply as you see fit. Reviewed on: 23rd June 2026

You’re looked after

5
It provided me with financial support without the intense pressure of interest rates. Everything has been easy to use and any questions or concerns I’ve had have always been met with clear answers and encouragement. Reviewed on: 23rd June 2026

Very good communication , part of a team and a commu...

5
Very good communication , part of a team and a community Reviewed on: 23rd June 2026

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