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Manchester Credit Union: Loans reviews

4.94
Based on 2,941 reviews, last reviewed 29th Apr 2026
1256% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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Latest highest rating:

5

I have been a member of credit union for 15 years. I have been a member of credit union for 15+ The customer service is amazing, they helped my mum when she was applying for a loan and did know what sh... Read more Reviewed on: 29th April 2026
Marie P's avatar
Marie P

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026
Maria Malik's avatar
Maria Malik

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2941)

I have been a member of credit union for 15 years.

5
I have been a member of credit union for 15+ The customer service is amazing, they helped my mum when she was applying for a loan and did know what she was doing. They were very patient and talked her through everything she needed to do. Credit Union jas helped me to save for Christmas for the last 15 years its so easy to save with Credit Union I've never been able to save before I joined. Reviewed on: 29th April 2026

Why you should choose mcu

5
Very simple process , trustworthy , fantastic support Reviewed on: 29th April 2026

Fast , easy and reliable

5
I have used Manchester credit for years , fast easy and reliable, couldn’t ask for any better. It’s nice to have a savings account as well as a loan account so you save as your paying back . Reviewed on: 29th April 2026

Amazing , easy to contact !

5
Amazing , easy to contact ! Great for saving that little bit of extra money Reviewed on: 29th April 2026

Great experience great service would highly recommend

5
Great experience great service would highly recommend Reviewed on: 29th April 2026

Applied for a family loan top up was in my bank the...

5
Applied for a family loan top up was in my bank the same day. No issue no problems. The only downside is to contact someone on the actual phone is difficult it rings and goes to there mailbox alot so I tend to just leave messages on the app. Reviewed on: 29th April 2026

Outstanding service

5
They have been really helpful in times of need. They are understanding of individual circumstances and staff have been respectful and gone above and beyond with support when I have had issues and need some help. Reviewed on: 29th April 2026

Manchester Credit Union has helped me so many times,...

5
Manchester Credit Union has helped me so many times, throughout many difficult situations, such as when I unexpectedly became a foster parent. Reviewed on: 29th April 2026

My experience

5
My experience with them was great, they provide excellent service that meets my need. Thank you Reviewed on: 29th April 2026

Highly recommend for supportive financial help

5
I have had an excellent experience with Manchester Credit Union. From the outset, I found their service to be supportive, approachable, and genuinely focused on helping members improve their financial wellbeing. The application process was straightforward, communication has always been clear and timely, and I’ve felt treated with respect throughout. What stands out most is their willingness to listen and provide fair, practical solutions tailored to individual circumstances, rather than a one-size-fits-all approach. Overall, I have been very satisfied and would confidently recommend them to others seeking a trustworthy and community-focused financial service. Reviewed on: 29th April 2026

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