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Manchester Credit Union: Loans reviews

4.94
Based on 3,046 reviews, last reviewed 3rd May 2026
1425% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service very helpful Great customer service very helpful Reviewed on: 3rd May 2026
Amy S's avatar
Amy S

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026
Maria Malik's avatar
Maria Malik

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3046)

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 3rd May 2026

Helpful but restricted too

3
I feel.like they limit my loan applications, so that I receive less then asked just so I can be charged the higher interest rate. It also takes to long to access my money from My wages £250 a month sue to it taking to long to be cleared into my savings. Reviewed on: 3rd May 2026

Loan experience

5
Very easy to apply and any issues the staff are ready to help Cheaper rates than the big banks Reviewed on: 3rd May 2026

Very good service and excellent service

5
Very good service and excellent service Reviewed on: 3rd May 2026

They were fast & efficient, helped us get a loan in...

5
They were fast & efficient, helped us get a loan in place without having to jump through hoop after hoop. Reviewed on: 3rd May 2026

They have been great cannot fault them

5
They have been great cannot fault them Reviewed on: 3rd May 2026

It’s really saved me at times as I’m on my own with...

5
It’s really saved me at times as I’m on my own with two boys. Lifesaver. Reviewed on: 3rd May 2026

I have been with mcu for years now and haven’t had a...

5
I have been with mcu for years now and haven’t had any issues Reviewed on: 3rd May 2026

Massive help in times of need and easy service to ac...

5
Massive help in times of need and easy service to access Reviewed on: 2nd May 2026

Good experience no issues

5
Good experience. No issues. Good for saving too and the revolvinf credit Reviewed on: 2nd May 2026

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