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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (2949 reviews)

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4.94

Based on 2,949 reviews, last reviewed 30th Apr 2026

1267% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

MCU is a Saviour! MCU has been my saviour when I am new to the country and also helped me in stabilising financially without any compromise. I face never missed a payme... Read more Reviewed on: 30th April 2026

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2949)

MCU is a Saviour!

MCU has been my saviour when I am new to the country and also helped me in stabilising financially without any compromise. I face never missed a payment and I am glad I can also save a little while paying off the loan Reviewed on: 30th April 2026

Great and very accommodating.

Great and very accommodating. Good value for money Reviewed on: 30th April 2026

Interest rates

Low interest rates are more manageable Reviewed on: 30th April 2026

Every service I’ve used loans/savings are super effi...

Every service I’ve used loans/savings are super efficient, staff are extremely helpful. Reviewed on: 30th April 2026

Very good services Everytime always very helpful

Very good services Everytime always very helpful Reviewed on: 30th April 2026

Manchester Credit Union offers a refreshing alternat...

Manchester Credit Union offers a refreshing alternative to traditional lenders, especially for people looking for fair, supportive, and community-focused financial services. One of its strongest points is how approachable and helpful the service feels—members are treated as individuals rather than just numbers. A major advantage is the affordability of loans. Interest rates are kept reasonable, and there are no hidden fees or penalties for early repayment, which makes borrowing much less stressful. This is particularly helpful for people who may have struggled with high-interest lenders in the past. Another positive aspect is the flexibility in repayments. Members can choose payment schedules that suit their income, whether weekly or monthly, and this helps make managing money easier. The fact that decisions are based on real affordability rather than just credit scores also makes it more inclusive. Customer service is often highlighted as a key strength. Staff are known for being friendly, patient, and supportive, guiding members through the application process and offering advice where needed. This creates a sense of trust and reassurance, especially for first-time borrowers. Overall, Manchester Credit Union stands out as a reliable and ethical lender that genuinely aims to improve financial wellbeing. It combines fair lending with a strong community focus, making it an excellent choice for people seeking a responsible way to borrow money. Reviewed on: 30th April 2026

Manchester credit union is so easy to use and access...

Manchester credit union is so easy to use and access, the website is great and the staff are always helpful Reviewed on: 30th April 2026

Always been helpful to me would recommend to anyone

Always been helpful to me would recommend to anyone Reviewed on: 29th April 2026

I have been a member of credit union for 15 years.

I have been a member of credit union for 15+ The customer service is amazing, they helped my mum when she was applying for a loan and did know what she was doing. They were very patient and talked her through everything she needed to do. Credit Union jas helped me to save for Christmas for the last 15 years its so easy to save with Credit Union I've never been able to save before I joined. Reviewed on: 29th April 2026

Why you should choose mcu

Very simple process , trustworthy , fantastic support Reviewed on: 29th April 2026

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