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Manchester Credit Union: Loans reviews

4.93
Based on 2,188 reviews, last reviewed 2nd Apr 2026
2% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service This service is really good and it’s really helped me out when I need it Reviewed on: 2nd April 2026
Chelsea B's avatar
Chelsea B

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2188)

I am experiencing technical difficulties, so I was u...

4
I am experiencing technical difficulties, so I was unable to get communications, MCU could have phoned me but they didn't, so the loan was just sitting there unclaimed for almost a week because no extra communications were pursued. I therefore waited too long. Make sure you follow up your responses with calls too! Reviewed on: 18th March 2026

Lovely staff and great app !

5
Lovely staff and great app. Easy to work Reviewed on: 17th March 2026

Good loan provider

5
Fast service. Everythink you can do online no waisting time to go somewhere. Good percentage of borrowing money. Reviewed on: 17th March 2026

Quick service and great communication throughout the...

5
Quick service and great communication throughout the loan application process. Would definitely recommend to family and friends Reviewed on: 17th March 2026

Wonderful so helpful it's the best at needing afford...

5
Wonderful so helpful it's the best at needing affordable payment Reviewed on: 13th March 2026

very helpful from start to finish.

5
very helpful from start to finish. thank you would highly recommend Reviewed on: 13th March 2026

Great easy helpful any queries handled sufficiently

5
Great easy helpful any queries handled sufficiently Reviewed on: 12th March 2026

Brilliant respones from the team and quickly aswell

5
Brilliant respones from the team and quickly aswell Reviewed on: 12th March 2026

I’ve been able to get money when needed

5
I’ve been able to get money when needed Reviewed on: 12th March 2026

Brilliant well mannered lovely staff

5
Brilliant well mannered lovely staff Reviewed on: 12th March 2026

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