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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,065 reviews, last reviewed 16th Sep 2025
32% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and quick application and decision, added... Very easy and quick application and decision, added bonus no worrying about making payments on time as automatically sent to them and savings scheme a... Read more Reviewed on: 16th September 2025
Kezza's avatar
Kezza

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (2065)

MCU has been a help to me in term of financial need...

5
MCU has been a help to me in term of financial need and have been up to date with MCU very affordable rate Reviewed on: 14th July 2025
Katherine B's avatar
Katherine B

Really helps out when you need it and even with saving!

5
Really helps out when you need it and even with saving! Reviewed on: 14th July 2025
Jada's avatar
Jada

Very happy with service offered staff very polite an...

5
Very happy with service offered staff very polite and helpful Reviewed on: 14th July 2025
Lisa S's avatar
Lisa S

Always friendly and helpful.

5
Always friendly and helpful. Great customer service. Always very willing to resolve an issue or a problem. Thanks guys Reviewed on: 14th July 2025
Laura M's avatar
Laura M

Always excellent when I need it the most and very qu...

5
Always excellent when I need it the most and very quick to put into the bank I would always recommend to my friends. Thank you for saving me a few times Reviewed on: 14th July 2025
Anne marie 's avatar
Anne marie

Why can’t I use savings to pay loan

3
I had £300 savings but you wouldn’t let me transfer them over off my loan so I was paying interest on a loan of £400+ when in fact if the savings were deducted I would only owe £50 and a lower interest too Reviewed on: 13th July 2025
H's avatar
H

Live savers when struggling with cost of living

5
I have had my amount for numerous year and I have had lots of loans (child benefit loan) and had no problem with payments as it is very fair to what you have to pay back. Even when I have been struggling they have allowed me to withdraw money from my savings too. Reviewed on: 13th July 2025
Amy w's avatar
Amy w

This account is very useful for emergencies for when...

5
This account is very useful for emergencies for when we are ever short on money. Reviewed on: 13th July 2025
Polly K's avatar
Polly K

Great loans and saving company, very straight forwar...

5
Great loans and saving company, very straight forward and easy to use. I rate them a 10/10 Reviewed on: 13th July 2025
Rhy's avatar
Rhy

Good benefits and drawbacks

5
Good service. Good for save money Reviewed on: 13th July 2025
Jolanta 's avatar
Jolanta

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