Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,188 reviews, last reviewed 2nd Apr 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service This service is really good and it’s really helped me out when I need it Reviewed on: 2nd April 2026
Chelsea B's avatar
Chelsea B

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2188)

Reliable

5
Manchester credit are always there to help. Reviewed on: 29th January 2026

Very helpful.

5
Very helpful. Staff are very nice Reviewed on: 28th January 2026

Good service

4
I found it safe an very friendly plus was able to save but I feel lones should be available to the customer who already have family lones Reviewed on: 26th January 2026

Always helpful

5
Always helpful when I need help and support from Manchester credit union Reviewed on: 23rd January 2026

It was a straight forward experience.

5
It was a straight forward experience. Staffs were very helpful. Thank you Reviewed on: 22nd January 2026

Good very goid happpy for this thank you

4
Good very goid happpy for this thank you Reviewed on: 21st January 2026

The staff are extremly helpful if you need to contac...

5
The staff are extremly helpful if you need to contact them. The online process is very easy to use when applying for a loan or withdrawing from your savings. I would highly recommend Manchester Credit Union. Reviewed on: 20th January 2026

Fantastic experience thank you so much.

5
Fantastic experience thank you so much. Reviewed on: 20th January 2026

Never had a single problem.

5
Never had a single problem. Always quick replies when needed. Always keeps me up to date Reviewed on: 15th January 2026

Ive had a really good experience with credit union i...

5
Ive had a really good experience with credit union it’s as help me out a lot with my bills household appliances and clothes make it a lot less stressful. I couldn’t recommend it enough for people who struggling. Reviewed on: 14th January 2026

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products