Write a review

Virgin Money: Regular Savings reviews

Name: Regular Savings
Rating: 4 (57 reviews)

View other Virgin Money products

4.04

Based on 57 reviews, last reviewed 21st Nov 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

19%

12%

Latest highest rating:

5

Virgin Money's 10.38th% Regular Saver a/c Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250... Read more Reviewed on: 21st November 2024

Latest lowest rating:

1

Untrustworthy bank, awful staff If you care about your savings keep away. Bank stores are so few that when you have issues you won’t get resolution. Reviewed on: 19th November 2022

Read all reviews See your review

About this product

Virgin Money Regular Savings reviews (57)

Review of the Virgin Money, Regular Savings:

Virgin Money's 10.38th% Regular Saver a/c

Virgin Money's Regular Saver a/c pays quarterly interest of 10.3/8th% AER, Fixed until 31st July 2025, which is currently the best in the market. £250 max per month permitted. You can overpay later if you were not able to pay £250 previously, so long as you don't exceed the max £3000 per annum. Virgin now of course part of Nationwide BS, so unlikely to go bust!. There are various restrictions, including one's having been a member of Virgin Money Clydesdale Bank or Yorkshire Bank since 4th December 2019 or earlier, so not everyone can have the account, but for those eligible this Regular Saver cannot in my opinion be beaten. Reviewed on: 21st November 2024

Interest rates

When the bank of England set a reduction in the bace rate it is only .25% the rate that has been applied in not in line Reviewed on: 31st August 2016

Decent return

Really like the fact that having a Cash ISA with Virgin means I'm eligible for all sorts of extras (competition entries, etc). Reviewed on: 30th August 2016

Unbeatable rate with easy access

A always come back to virgin due to their best rate and be able to operate the account easily Reviewed on: 30th August 2016

Keeping money safe.

I found that by keeping my savings in a Virgin Money ebond. The money gained a little interest whilst being invested. It was also safe from me spending it. I found that at the time I invested the money. Virgin Money paid the best high street interest rate. Reviewed on: 30th August 2016

Silence

I took out a Virgin ISA sometime ago. Well, I think I have. I've not had any confirmation that I have this account. I set up a Co-Op one at the same time and the difference in customer care has been stark. I was left in no doubt I was a Co-Op customer. Reviewed on: 26th August 2016

ISA interest rates too low

Despite BoE rate cuts I expect Virgin to offer the best ISA rates in the market, they no longer do so and are being overtaken by their competition. Also a real pain to service accounts given unfriendly user log-in that I can't remember, I should be able to set this to something of my choosing e.g. email address. Reviewed on: 26th August 2016

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Junior Instant Access Savings
from Earl Shilton Building Society 0.00 from 0 reviews
Savings
from SmartSave 4.77 from 2540 reviews
Easy Access Savings
from JN Bank UK 4.92 from 84 reviews

There's still more to see!

Virgin Money has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub