Smart Money People Logo
Share this page
Link copied

Zable: Credit Card reviews

View other Zable products
4.94
Based on 49,734 reviews, last reviewed 22nd Jul 2025
98833% increase in 5 star reviews
in the past 90 days
850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and can’t fault what they have to o... Very easy to use and can’t fault what they have to offer so would recommend to others if they wanted to open up a credit card with these and the inter... Read more Reviewed on: 22nd July 2025
Gar J's avatar
Gar J

Latest lowest rating:

2

Not happy with the plans offered Not happy with the plans offered Reviewed on: 15th July 2025
Rahath F's avatar
Rahath F
Read all reviews Write a review

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Review Zable: Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zable Credit Card reviews (49734)

Great service no issues to mention reminders when pa...

5
Great service no issues to mention reminders when payments due they also tell me if I’m close to my limit how much to pay to ensure I don’t incur additional charges Reviewed on: 5th June 2024
Garry m's avatar
Garry m

Moved to UK and started from Scratch score at 995

5
Moving from another country to UK my credit files had to start from scratch. I started looking for credit builder cards, the first one I got was think money, they offered me a £200 credit limit, which on my Experian was working against me. Saying that lenders see me as a risk as credit limit is the lowest. I stayed with them for a few months where they claimed they will increase my limit, they never did. It’s worth mentioning I have never missed a payment and kept my utilisation under 25%. Enters Zable, my initial limit itself was £800 my credit score started to jump. I have never had to contact them and they regularly up my credit limit. I’m now at a point that my limit it £2,200 and my utilisation stays well low that my highest credit score recently was 995 within 2 years of having the card. I’ve been in UK for just over 3 years now. Reviewed on: 5th June 2024
Shubham Sharma's avatar
Shubham Sharma

Easy to use app, straight forward and clear

5
Easy to use app, straight forward and clear Reviewed on: 5th June 2024
Jjabs J's avatar
Jjabs J

Very hapoy with the card and their customer service.

5
Very hapoy with the card and their customer service. I have already recomended few people to have Zable card. Thank you Zable card. Reviewed on: 5th June 2024
Abdullahil Momen Azmi's avatar
Abdullahil Momen Azmi

Perfect credit card option

5
Easy to set up. Good communication. Generous yet affordable lending Reviewed on: 5th June 2024
Charlotte 's avatar
Charlotte

Straight forward and Friendly

5
So straight forward and easy to use and set-up is straight forward. Staff are always friendly and welcoming so can't fault them Reviewed on: 5th June 2024
Paul C's avatar
Paul C

Great provider that helps build your credit score!

5
Great provider that helps build your credit score! Reviewed on: 5th June 2024
Lewis's avatar
Lewis

Had a problem logging in my app called customer serv...

5
Had a problem logging in my app called customer service and they were very helpful. Reviewed on: 5th June 2024
Onka b's avatar
Onka b

Was easy to apply, accessed my account super fast an...

5
Was easy to apply, accessed my account super fast and easy to understand. Reviewed on: 5th June 2024
Jorome 's avatar
Jorome

Zable have helped with my credit and offered support...

4
Zable have helped with my credit and offered support when needed. Reviewed on: 5th June 2024
Anthony P's avatar
Anthony P

Review Zable: Credit Card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill