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Zable: Credit Card reviews

4.94
Based on 49,736 reviews, last reviewed 27th Jul 2025
94336% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

I have never had threatened letters as long as you k... I have never had threatened letters as long as you keep paying your payments back Reviewed on: 27th July 2025
Robin B's avatar
Robin B

Latest lowest rating:

1

Zable, you’re a JOKE. Zable, you’re a JOKE. You PROMISED a credit limit upgrade if I made 5 on-time payments. I did NINE. On time. In full. What did I get? Nothing. Not ev... Read more Reviewed on: 25th July 2025
Namatenothavinit's avatar
Namatenothavinit

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

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Zable Credit Card reviews (49736)

I do not have any issues with the service so...

4
I do not have any issues with the service so Reviewed on: 5th June 2024

Zable are always there, when l need help with my acc...

5
Zable are always there, when l need help with my account, Such a good and swift response Reviewed on: 5th June 2024

Great service no issues to mention reminders when pa...

5
Great service no issues to mention reminders when payments due they also tell me if I’m close to my limit how much to pay to ensure I don’t incur additional charges Reviewed on: 5th June 2024

Moved to UK and started from Scratch score at 995

5
Moving from another country to UK my credit files had to start from scratch. I started looking for credit builder cards, the first one I got was think money, they offered me a £200 credit limit, which on my Experian was working against me. Saying that lenders see me as a risk as credit limit is the lowest. I stayed with them for a few months where they claimed they will increase my limit, they never did. It’s worth mentioning I have never missed a payment and kept my utilisation under 25%. Enters Zable, my initial limit itself was £800 my credit score started to jump. I have never had to contact them and they regularly up my credit limit. I’m now at a point that my limit it £2,200 and my utilisation stays well low that my highest credit score recently was 995 within 2 years of having the card. I’ve been in UK for just over 3 years now. Reviewed on: 5th June 2024

Easy to use app, straight forward and clear

5
Easy to use app, straight forward and clear Reviewed on: 5th June 2024

Very hapoy with the card and their customer service.

5
Very hapoy with the card and their customer service. I have already recomended few people to have Zable card. Thank you Zable card. Reviewed on: 5th June 2024

Perfect credit card option

5
Easy to set up. Good communication. Generous yet affordable lending Reviewed on: 5th June 2024

Straight forward and Friendly

5
So straight forward and easy to use and set-up is straight forward. Staff are always friendly and welcoming so can't fault them Reviewed on: 5th June 2024

Great provider that helps build your credit score!

5
Great provider that helps build your credit score! Reviewed on: 5th June 2024

Had a problem logging in my app called customer serv...

5
Had a problem logging in my app called customer service and they were very helpful. Reviewed on: 5th June 2024

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