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Shubham Sharma

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Review of the Zable, Credit card:

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Moved to UK and started from Scratch score at 995

Moving from another country to UK my credit files had to start from scratch. I started looking for credit builder cards, the first one I got was think money, they offered me a £200 credit limit, which on my Experian was working against me. Saying that lenders see me as a risk as credit limit is the lowest. I stayed with them for a few months where they claimed they will increase my limit, they never did. It’s worth mentioning I have never missed a payment and kept my utilisation under 25%. Enters Zable, my initial limit itself was £800 my credit score started to jump. I have never had to contact them and they regularly up my credit limit. I’m now at a point that my limit it £2,200 and my utilisation stays well low that my highest credit score recently was 995 within 2 years of having the card. I’ve been in UK for just over 3 years now. Reviewed on: 5th June 2024

Review of the Emma, Savings App:

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Get your finances in control

After struggling to understand where my money was going, this app came out to be quite helpful. It really helps to understand my monthly ins and outs and tracks regular expenses. Reviewed on: 3rd April 2023

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