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Zable: Credit card reviews

View other Zable products
4.94
Based on 49,741 reviews, last reviewed 25th Sep 2025
574% increase in 5 star reviews
in the past 90 days
375% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

It's a very good credit card it helps control your s... It's a very good credit card it helps control your spending you know what you have to paid each month Reviewed on: 18th September 2025
Sheila 's avatar
Sheila

Latest lowest rating:

1

Fraudulent Someone got hold of my card details unbeknownst to me and one of the purchases made in Scotland while I was in Spain Zable said its my fault for not p... Read more Reviewed on: 25th September 2025
Chris Williams 's avatar
Chris Williams
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (49741)

Fraudulent

1
Someone got hold of my card details unbeknownst to me and one of the purchases made in Scotland while I was in Spain Zable said its my fault for not protecting the card and won't refund me as they said its my own fault everything is done by email but if I could speak with someone it would help useless awful customer service i would give zero stars if I was able Reviewed on: 25th September 2025
Chris Williams 's avatar
Chris Williams

It's a very good credit card it helps control your s...

4
It's a very good credit card it helps control your spending you know what you have to paid each month Reviewed on: 18th September 2025
Sheila 's avatar
Sheila

its been a great experience, I've felt very supported

5
its been a great experience, I've felt very supported Reviewed on: 5th September 2025
June G's avatar
June G

It’s been an incredible experience

5
It’s been an incredible experience for me and my lovely spouse, and Zable is indeed amazing. Reviewed on: 31st August 2025
Oluwaseun A's avatar
Oluwaseun A

Zable is a great way to build your credit

5
Zable is a great way to build your credit, they up your allowance once you’ve paid and they always keep their customers happy Reviewed on: 25th August 2025
Megan O's avatar
Megan O

Let’s be honest - Zable

5
Let’s be honest—when I first stumbled across Zable, I wasn’t exactly on top of the world. Life had lobbed a few too many curveballs my way, and my credit score looked like it had been dragged through a hedge backwards. What I needed was a bit of help, not another headache. And Zable? They turned up like that dependable mate who doesn’t pry, just hands you a cuppa and says, “Right then, let’s get this sorted.” Why Zable gets my vote: • No Fees, No Faff I didn’t have the energy for hidden charges or pages of small print. Zable kept it refreshingly simple—no annual fee, no foreign transaction nonsense. Just a card that does what it says on the tin. • Credit Building Without the Finger-Wagging They didn’t treat me like I’d flunked some financial exam. Instead, they gave me the tools to rebuild—reporting to credit agencies, sending helpful nudges, and never once making me feel like I was being judged by some bloke in a pinstripe suit. • Flexible Payments That Actually Flex When things got tight, Zable didn’t shut the door. I could spread payments, catch my breath, and get back on track—without feeling like I’d broken some sacred banking rule. • Customer Service That’s Actually Human I had questions. They had answers. No robotic scripts, no endless hold music—just real people who seemed to genuinely give a toss. • An App That Doesn’t Make You Feel Ancient I’m not glued to my phone, but Zable’s app is a doddle. I can check my balance, chip away at payments, and see where my money’s going—all without needing a teenager to decode it for me. Reviewed on: 18th August 2025
OLLIE L's avatar
OLLIE L

Very good can’t fault the team better than most

5
Very good can’t fault the team better than most Reviewed on: 13th August 2025
Paul Hibberd's avatar
Paul Hibberd

Great service. Very good working

5
Great service. I like it and recommend it to others. Reviewed on: 31st July 2025
Alfredas A's avatar
Alfredas A

I have never had threatened letters as long as you k...

5
I have never had threatened letters as long as you keep paying your payments back Reviewed on: 27th July 2025
Robin B's avatar
Robin B

Zable, you’re a JOKE.

1
Zable, you’re a JOKE. You PROMISED a credit limit upgrade if I made 5 on-time payments. I did NINE. On time. In full. What did I get? Nothing. Not even a review. Just a rubbish £50 limit and radio silence. Even worse? That “Payment Tracker” you dangled as bait — the one that literally said “MAKE 5 PAYMENTS ON TIME FOR A £250 UPGRADE” — mysteriously VANISHED from the app the moment I complained. Convenient. Your responses? Slow, templated, robotic and utterly useless. Took 12 WEEKS to send back a load of copy-paste nonsense that didn’t even address the actual issue. You call that customer service? Meanwhile, I’ve got cards from Ocean & Capital One who actually review accounts and reward reliability. Zable? Just another “credit building” app that does NOTHING to build credit but plenty to waste your time and damage your score. Stop gaslighting customers into thinking you’re doing them a favour. I built my credit — not you. Embarrassing company. Wouldn’t recommend Zable to my worst enemy. #Zable #CreditCardScam #ZableFails #CreditTrap #AvoidZable #BadCustomerService Reviewed on: 25th July 2025
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Namatenothavinit

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