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Zable: Credit Card reviews

4.94
Based on 28,005 reviews, last reviewed 19th Apr 2025
171% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Opened a card as a credit builder Opened a card as a credit builder and they have since reduced my interest rate, making them cheaper than my other card. They do not accept balance tra... Read more Reviewed on: 19th April 2025
Hollie R's avatar
Hollie R

Latest lowest rating:

1

Avoid like a pot hole! So I’m unfortunately having to go back on my words for this company. I left them a raving review early days of having the card but boy did things chan... Read more Reviewed on: 16th April 2025
Connor S's avatar
Connor S

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (28005)

Review of the Zable, Credit Card:

Highly recommend!!!!!

5
Easy to apply, the app is simple and manageable. Security when making payments is very good. I would definitely recommend Reviewed on: 13th June 2024

Opened a card as a credit builder

5
Opened a card as a credit builder and they have since reduced my interest rate, making them cheaper than my other card. They do not accept balance transfers from other cards though which is not ideal, I didn't realise this until I tried to make one, otherwise can't fault them Reviewed on: 19th April 2025

A good experience with Zable

5
I had not heard of Zable before but I have had a very positive experience of using an account with them and find their app excellent Reviewed on: 18th April 2025

Avoid like a pot hole!

1
So I’m unfortunately having to go back on my words for this company. I left them a raving review early days of having the card but boy did things change… so I had and issue with a transaction and tried to charge it back as I purchased a product and it never arrived. Now my understanding was that you were financially protected by credit cards hence why I use it for purchases from over seas etc. so I tried to challenge this and was met with useless and incompetent staff. I was told I did not have an account or a credit card and went back and fourth arguing trying to figure out why they were saying this after I’d had the account for months and used it!!!! Anyway they investigated my complaint and basically came back and said they had spoken to the merchant and were not upholding my chargeback but as a gesture of goodwill would apply £15 to my account. This was unacceptable so I told them I was going to dispute this with the ombudsman as I didn’t agree and wasn’t getting support. If you get a card with this company and you ever have an issue then please expect to be passed between every single member of the support team they have and have to start again each time. It’s a joke and I actually think it’s a tactic they use to try and avoid dealing with issues. The interest is also high and they are very basic. They don’t have any offers, no cash back and in general just are not a good all round credit cards hence why. There are much better suppliers with great functionality. Reviewed on: 16th April 2025

Great addition to your wallet, having this to your a...

5
Great addition to your wallet, having this to your avail' just makes life simple. Reviewed on: 11th April 2025

Great service

5
Great service with clarity and always responds as soon as possible Reviewed on: 8th April 2025

Is an amazing card for credit building.

5
Is an amazing card for credit building. Reviewed on: 8th April 2025

Best credit card

5
This is the best credit card , monthly payment plans is great and customer service is excellent Reviewed on: 7th April 2025

Great credit building and customer service.

5
Great credit building and customer service. Reviewed on: 7th April 2025

Great credit card for building credit score.

5
Great credit card for building credit score. Low fees Reviewed on: 7th April 2025

Amazing service and quick balance changes

5
Amazing service and quick balance changes Reviewed on: 7th April 2025