Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63693 reviews)

View other Zopa products

4.94

Based on 63,693 reviews, last reviewed 4th Mar 2025

256000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

simple but effective process a simple application process with good communication at each stage. Felt welcomed and considered at every step Reviewed on: 4th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63693)

Review of the Zopa, Personal Loan:

Perfect

I have had 3 loans in total, 2 cleared, one current. Excellent service always, prompt and perfect communication. Website information also very very helpful Reviewed on: 30th May 2017

Amazing customer service at Zopa

Zopa customer service team are always helpful and have your best interest in mind. They work with you to have the best outcomes and easily to contact. Reviewed on: 1st March 2025

Really easy application process and quick decision

Really easy application process and quick decision Reviewed on: 1st March 2025

Happy Customer

Quick, easy and efficient service from Zopa. The app lets me track my payments easily. Reviewed on: 1st March 2025

Used zopa on multiple occasions - quick for de...

Have used zopa on multiple occasions - quick for decision and money available swiftly. Fair APR - and good standard of service Reviewed on: 1st March 2025

Easy and quick application process.

Very competitive loan rate and nice app to see all the details of your loan and progress of repayments. Easy and quick application process as well. I took a loan for 3 years in 2022 and just paid off last month. Recommended. Reviewed on: 1st March 2025

Loan andvtates

Really easy to deal with very helpful on the phones and great rates I’ve had 2 loans now thumbs up all the way for zopa Reviewed on: 1st March 2025

Great company very helpful

Great. Customer service and easy to use services Reviewed on: 1st March 2025

Very fast process excellent service

Very fast process excellent service Reviewed on: 1st March 2025

Brilliant customer service and fab app would recconend

Brilliant customer service and fab app would recconend Reviewed on: 1st March 2025

Excellent loan offer

I applied for a loan. The decision was made very quickly and the money was in my account. My payments were straight forward and the plan worked well for me. Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Monzo 4.93 from 103 reviews
Loans
from TM Advances 1.00 from 1 reviews
Personal Loan
from first direct 4.39 from 11 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub