Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 63,722 reviews, last reviewed 9th Mar 2025
258900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was pre-approved a loan, I knew the exact amount a... I was pre-approved a loan, I knew the exact amount and interest rate was very clear, the app is easy to navigate and I can see amounts paid and outsta... Read more Reviewed on: 9th March 2025
Nichola H's avatar
Nichola H

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63722)

Review of the Zopa, Personal Loan:

Good experience

5
It was fast and easy to deal with this company everything was made easy to understand and there was no problems. I would recommend this company to anyone. Reviewed on: 22nd February 2023

From application to completion it was a smooth journey.

5
From application to completion it was a smooth journey. One phone call and the money was in the bank making the purchase of my car an enjoyable experience. Reviewed on: 1st March 2025

Fast and easy to get started.

5
Fast and easy to get started, excellent service and easy to use app Reviewed on: 1st March 2025

Highly Recommend and One to TRUST.

5
I got a very competitive loan for ZOPA and from the initial quote and now almost 4 years with my final payment next month, I have had nothing but praise, confidence and belief in Zopa. They also have a fantastic app where you can easily track your payments and know exactly where you are with regards the loan. Reviewed on: 1st March 2025

Have a credit card and a loan really helpful when I...

5
Have a credit card and a loan really helpful when I applied as I struggle with fill forms in especially on line. A great team to guide you all the way Reviewed on: 1st March 2025

Easy Peasy

5
Every part of the process was so easy to follow and understand and the money was transferred immediately. Reviewed on: 1st March 2025

Very good and easy would recommend to family and fri...

5
Very good and easy would recommend to family and friends Reviewed on: 1st March 2025

***Zopa***

5
I've had a number of loans in the past with Zopa , it is very easy to apply and the rates are great . The app is excellent and very easy to use giving you your credit rating and any products available to you . Overall an excellent company to deal with Reviewed on: 1st March 2025

Simple, easy to use apps, always know where I stand.

5
Simple, easy to use apps, always know where I stand. Simple yet very effective Reviewed on: 1st March 2025

Straight Forward and Easy

5
The application process was so easy, straight forward and quick decision given Reviewed on: 1st March 2025

Easy and quick for approved money

5
Easy and quick for approved money Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products