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Zopa: Personal Loan reviews

4.94
Based on 61,053 reviews, last reviewed 3rd Jan 2025
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Life changing Helped me consolidate my credit cards into one manageable payment. Cleared all my debts. Buying a house now. Top banana. Reviewed on: 3rd January 2025
Anthony Martin's avatar
Anthony Martin

Latest lowest rating:

1

High interest rates High interest rates, however easy to get accepted Reviewed on: 24th May 2024
George C's avatar
George C

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (61053)

Review of the Zopa, Personal Loan:

Professional No nonsense loan providers!

5
Have used Zopa on a couple of occasions, have been really impressed with service and will definitely use them again. Excellent easy to use website, I have recommended them to family and friends too. Reviewed on: 8th April 2021

Easy to contact

5
Easy to contact great customer service Reviewed on: 12th April 2024

"Interesting" service

5
The whole application process was simple and very efficient, with an excellent completion time. The interest rate I was offered was very competitive at the time of application. Very impressed with the service I received. Reviewed on: 12th April 2024

Helpful finances

5
I was given a very good amount wich helped me with my finances Reviewed on: 12th April 2024

Very fast and efficient good interest rates helpful...

5
Very fast and efficient good interest rates helpful and polite Reviewed on: 12th April 2024

Zopa, a consolidarion loan, my journey .....

5
The application process was very straight forward. Throughout my journey with Zopa, communication has been spot on. I've valued not being continuously contacted to buy new products. Visibility in the app of my progress towards paying the loan off has been good. I really like their UI, branding it's appealing. Reviewed on: 12th April 2024

Very fast efficient service.

5
Very fast efficient service. So easily set up and explained Reviewed on: 12th April 2024

Great rates and simple to manage website.

5
Excellent loan rates and very good and easy to manage website. I haven’t had any issues with Zopa, everything is simple and because of that I have never had to speak to customer service or send an email in the few years I have been a customer of Zopa. I would definitely recommend Zopa to anyone. Reviewed on: 12th April 2024

Splendid

5
Excellent procedure for personal loan application Reviewed on: 12th April 2024

Seamless and Stress-free.

5
People often say that there is no such thing as perfection, but that is a misconception. It is a personal experience. I found the whole process faultless, and for me, Zopa has been just that—not once but twice. They were not intrusive and made all things required to apply clear and easy to understand. The fact that the funds were available almost immediately was met with gratitude. It was great to see they still had competitive interest rates and transparent terms. For this application, I had no need to communicate with their customer service, but I do recall needing to for my previous loan and finding it a pleasant experience. Had it not been, I most definitely would not have chosen Zopa for a second time. Thanks to Zopa, I was able to solve the matter for which I required the loan. I would love to give some constructive feedback, but I cannot give what is not required, hence my stating that I found the whole process perfect and faultless. I highly recommend Zopa and will return to them if I need any assistance in the future. Reviewed on: 12th April 2024

Quick and efficient service.

5
Quick and efficient service. Money straight into your account. Good communication Reviewed on: 12th April 2024

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