Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

View other Zopa products

4.94

Based on 65,251 reviews, last reviewed 13th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65251)

Savvy, clever personable lender

Extremely easy loan application from start to completion with money in my account. Straightforward no jargon lender who asks all the questions it needs in a delicate yet professional confidential manner. Would certainly borrow from Zopa again in the future and wouldn't hesitate to recommend Zopa to family, friends indeed anyone who needs a loan. Reviewed on: 30th May 2017

Personal loans

The application form is very easy to fill in and a very quick reply was given and a good rate given Carole Withers Reviewed on: 30th May 2017

Very good

Very easy to use Very good APR Everything can be done online through to opening account to even settling account. Very quick service Reviewed on: 30th May 2017

Easy loan service

The application process was quick and simple with no long forms to fill. Quick approval also! Reviewed on: 30th May 2017

Fast decision and great rates

My decision on my loan was quick and I got a superb rate. Money was in my account really fast. Couldn't be more impressed!!! Reviewed on: 30th May 2017

Really friendly

Really friendly good mannered service Reviewed on: 30th May 2017

Good proce

Easy to apply cheapest around money in bank fast Reviewed on: 30th May 2017

Excellent Loan Company

Excellent service, excellent loan and rates, would highly recommend Reviewed on: 30th May 2017

Quick and simple

I was a little nervous as this is the first loan I have ever had. Zopa made it quick and easy with very little interest rates. Reviewed on: 30th May 2017

Quick, easy & painless

It was a very quick and simple way to get a personal loan. Very well set out website. Instant decision on loans and money paid direct into my bank within a few days. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Updraft 4.95 from 7085 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1043 reviews
Loans
from Partners Credit Union 4.90 from 801 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub