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Zopa: Personal loan reviews

4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
67% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

ZOPA DUPA

5
Cant fault Zopa great product, great customer service, I would recommend Zopa to anyone, very helpful & very competitive, I will use them again. Reviewed on: 30th May 2017

Very obliging

5
Had no trouble in obtaining a loan, very helpful Reviewed on: 30th May 2017

simple and easy

5
it was really good experience wasn't complicated at all very simple process the best thing you can upload the decuments they required by using your mobile phone camera that makes things a lot easier and its save a lot of time and hassle and your application will be processed in very quick time. and its very clear what you are getting and what you have to pay and its explained in a very simple way . Reviewed on: 30th May 2017

The very best people to deal with for personal finance

5
loan enabled me to upgrade my 22yr old glazing, and allowed me to settle early with no penalty. Reviewed on: 30th May 2017

Perfect loan

5
Everything fast and good. Couldn't beleive how quick it all went through Reviewed on: 30th May 2017

Easy, Accurate, Perfect

5
Everything was very quick and simple. Explained simply and approval process was efficient. Reviewed on: 30th May 2017

Fast and easy

4
Applying for a loan on Zopa was fast and easy to do highly recommended Reviewed on: 30th May 2017

Excellent

5
Great service, application processed quickly and payment made on time Reviewed on: 30th May 2017

Excellent Service and helpful staff

5
Everyone was helpful. Giving options with no pressure. Excellent service. Highly recommended Reviewed on: 30th May 2017

Quick, efficient and transparent service!!!

5
Provides all the information you need to make an informed decision! Excellent online facilities and quick payments at decent rates! Reviewed on: 30th May 2017

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