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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Excellent Service and helpful staff

Everyone was helpful. Giving options with no pressure. Excellent service. Highly recommended Reviewed on: 30th May 2017

Quick, efficient and transparent service!!!

Provides all the information you need to make an informed decision! Excellent online facilities and quick payments at decent rates! Reviewed on: 30th May 2017

Great alternative loan option

Great rates for loan amounts compared to high street lenders Reviewed on: 30th May 2017

Simple to apply and a great offer

I was made aware of Zopa as a potential loan provider as an offer from ClearScore. The application process and all completed on my smartphone. It was a market-beating offer simply transacted. A perfect online experience. Reviewed on: 30th May 2017

There

There when I needed them most without exploitation Reviewed on: 30th May 2017

Ecxellent

Great customer device, product and payment options simple and none fussy. Excellent service all round Reviewed on: 30th May 2017

Great and easy

Absolutely brilliant experience, easy efficient and great service, I do not know why other companies over complicate things so much Would recommend to anyone. I'm very impressed Reviewed on: 30th May 2017

Simply easy

I have had 3 loans from Zopa.Each time they have been efficient, fast and easy to apply. Customer service is very helpful and friendly. Highly recommended. Reviewed on: 30th May 2017

Zopa - Lending With Peace of Mind

Excellent provider of loans! Zopa helped me to buy an amazing family car with excellent service providing real trust and peace of mind. Thanks Zopa....The Palmers Reviewed on: 30th May 2017

Easy & Fair

I got money in my account the next day. Never thought I'd get approved as I have little credit history. The cost of the loan is fair too. And the website is so easy to use! Reviewed on: 30th May 2017

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