Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Great alternative loan option

Great rates for loan amounts compared to high street lenders Reviewed on: 30th May 2017

Simple to apply and a great offer

I was made aware of Zopa as a potential loan provider as an offer from ClearScore. The application process and all completed on my smartphone. It was a market-beating offer simply transacted. A perfect online experience. Reviewed on: 30th May 2017

There

There when I needed them most without exploitation Reviewed on: 30th May 2017

Ecxellent

Great customer device, product and payment options simple and none fussy. Excellent service all round Reviewed on: 30th May 2017

Great and easy

Absolutely brilliant experience, easy efficient and great service, I do not know why other companies over complicate things so much Would recommend to anyone. I'm very impressed Reviewed on: 30th May 2017

Simply easy

I have had 3 loans from Zopa.Each time they have been efficient, fast and easy to apply. Customer service is very helpful and friendly. Highly recommended. Reviewed on: 30th May 2017

Zopa - Lending With Peace of Mind

Excellent provider of loans! Zopa helped me to buy an amazing family car with excellent service providing real trust and peace of mind. Thanks Zopa....The Palmers Reviewed on: 30th May 2017

Easy & Fair

I got money in my account the next day. Never thought I'd get approved as I have little credit history. The cost of the loan is fair too. And the website is so easy to use! Reviewed on: 30th May 2017

very good loan service

very good loan and organised company, Reviewed on: 30th May 2017

Quick simple effective

Needed to consolidate and do some much needed home improvements Save money monthly now Thanks zopa!!! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews
Short-term loan
from WageDayAdvance 4.96 from 284 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub