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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great

Really happy with the service and ease Reviewed on: 30th May 2017

Great service

Overall I am very satisfied! The service was quick and amazing! Reviewed on: 30th May 2017

Best short term loan provider around

Great customer service, quick turn around time. The website makes it very easy to manage repayment days, make extra payments and pay off in full in one lump sum. The APR rates are very competitive as well. Very happy. Reviewed on: 30th May 2017

Easy loan

Quick and easy process of applying for loan. You revive the money quickly to your bank account. Low interest Reviewed on: 30th May 2017

Excellent service

I took out a loan, with good interest rates and haven't had any problems since. Whenever I've had to contact zopa I have had friendly supportive customer service. Wild highly recommend Reviewed on: 30th May 2017

Fantastic

Great service very friendly could not have asked for more help Reviewed on: 30th May 2017

quick and easy

I had my loan approved in less than two hours. The money was in the bank with in two days. Repayment see up for me. All I had to do was put on my details. So quick and easy. Can't fault them in any way.Thankyou Zopa Reviewed on: 30th May 2017

Fab company

Fab company, easy to use website, nice, and helpful, telephone staff. Great paying by direct debit as automatic and no having to remember to contact someone once a month. Would recommend to all Reviewed on: 30th May 2017

Money when you need it.

Was wanting a new car for a while and zopa had the best rate out there. Applied on the net and a few days later money is in my account. Car has been bought. Job done. Reviewed on: 30th May 2017

Excellent easy mange to pay instalment

Interest rate is v.low.happy with zopa family Reviewed on: 30th May 2017

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