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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 17th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Globalinvestigation good company Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 17th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Easy, No hidden charged, low interest

Very easy to apply Whole process was straight forward No hidden charges Best rate in whole market No Marketing calls or fuss after Reviewed on: 30th May 2017

Life Saver!

Zopa Loans managed to assist me in a calm and highly profess manner so that I was able to organise my debt and finances accordingly and find a system that worked for me. You get complete access to your account online and get numerous different payment options to suit your status. Thank you for giving me the helping hand I needed to get back on track! Reviewed on: 30th May 2017

Quick and easy

From start to finish the whole process was quick and easy and was given an answer very promptly Reviewed on: 30th May 2017

Very efficient!

Easy to use and understand. Fast, friendly and their customer service is brilliant. Highly recommended... Reviewed on: 30th May 2017

If you short of money to buy somethin, this is the solution

I am statisfied with Zopa loan. Could get good amount on first time! Next time I would take this company again! Thank you! Reviewed on: 30th May 2017

Straightforward

Easy to set up online. Quick and easy access to a loan Reviewed on: 30th May 2017

Great Rates

The best value for money on the market and the process was quick and easy. Only disappointment was the after care. You get the money and they take it every month. No correspondence. Reviewed on: 30th May 2017

Straight forward and easy

I applied for a small loan shortly before Christmas for house decorating purposes and was amazed by the service and how straight forward it was to apply. As soon as the loan was agreed it was in my bank in a couple of days. I also have the option to pay more as and when I have extra funds without being charged. I would thoroughly recommend to friends and family. Reviewed on: 30th May 2017

Fab company and so helpful

Zopa were the cheapest interest rate and their quality service second to none. I had to change my bank details which again was done with ease. Brilliant company. Reviewed on: 30th May 2017

Savvy, clever personable lender

Extremely easy loan application from start to completion with money in my account. Straightforward no jargon lender who asks all the questions it needs in a delicate yet professional confidential manner. Would certainly borrow from Zopa again in the future and wouldn't hesitate to recommend Zopa to family, friends indeed anyone who needs a loan. Reviewed on: 30th May 2017

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