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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

46% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Very efficient!

Easy to use and understand. Fast, friendly and their customer service is brilliant. Highly recommended... Reviewed on: 30th May 2017

If you short of money to buy somethin, this is the solution

I am statisfied with Zopa loan. Could get good amount on first time! Next time I would take this company again! Thank you! Reviewed on: 30th May 2017

Straightforward

Easy to set up online. Quick and easy access to a loan Reviewed on: 30th May 2017

Great Rates

The best value for money on the market and the process was quick and easy. Only disappointment was the after care. You get the money and they take it every month. No correspondence. Reviewed on: 30th May 2017

Straight forward and easy

I applied for a small loan shortly before Christmas for house decorating purposes and was amazed by the service and how straight forward it was to apply. As soon as the loan was agreed it was in my bank in a couple of days. I also have the option to pay more as and when I have extra funds without being charged. I would thoroughly recommend to friends and family. Reviewed on: 30th May 2017

Fab company and so helpful

Zopa were the cheapest interest rate and their quality service second to none. I had to change my bank details which again was done with ease. Brilliant company. Reviewed on: 30th May 2017

Savvy, clever personable lender

Extremely easy loan application from start to completion with money in my account. Straightforward no jargon lender who asks all the questions it needs in a delicate yet professional confidential manner. Would certainly borrow from Zopa again in the future and wouldn't hesitate to recommend Zopa to family, friends indeed anyone who needs a loan. Reviewed on: 30th May 2017

Personal loans

The application form is very easy to fill in and a very quick reply was given and a good rate given Carole Withers Reviewed on: 30th May 2017

Very good

Very easy to use Very good APR Everything can be done online through to opening account to even settling account. Very quick service Reviewed on: 30th May 2017

Easy loan service

The application process was quick and simple with no long forms to fill. Quick approval also! Reviewed on: 30th May 2017

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