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Zopa: Personal Loan reviews

4.94
Based on 63,722 reviews, last reviewed 9th Mar 2025
258900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

5

I was pre-approved a loan, I knew the exact amount a... I was pre-approved a loan, I knew the exact amount and interest rate was very clear, the app is easy to navigate and I can see amounts paid and outsta... Read more Reviewed on: 9th March 2025
Nichola H's avatar
Nichola H

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63722)

Review of the Zopa, Personal Loan:

Good

5
Very good and gave me the opportunity to get my finances in check Reviewed on: 8th February 2020

So easy to apply for and the app makes it really eas...

5
So easy to apply for and the app makes it really easy to track your loan details and repayments. Excellent service. Reviewed on: 28th February 2025

Easy to apply for

5
Easy to fill the application form in and quick response, mo eye sorted in couple of hours. Reviewed on: 28th February 2025

Very prompt, easy to use and reasonable on interest

5
Very prompt, easy to use and reasonable on interest Reviewed on: 28th February 2025

Zopa loans

5
Used to have good interest rates Reviewed on: 28th February 2025

I I've had nothing but positive experiences with Zopa.

5
I I've had nothing but positive experiences with Zopa. Flexible options are great. Reviewed on: 28th February 2025

A very informative company.

5
A very informative company. The 2 weekly credit rating helps you exactly understand your financial position and see the other loan and credit card products that could be available to you.. The advice on credit management and alternative energy Company products are very useful in this difficult competitive world where we need to save every penny. Reviewed on: 28th February 2025

loan approval without hassles

5
it was easy to get my loan approval, desposit into my account was prompt. Reviewed on: 28th February 2025

I had applied for a personal loan and was accepted w...

5
I had applied for a personal loan and was accepted within minutes. Reviewed on: 28th February 2025

It's really good rate value of money

5
It's really good rate value of money Reviewed on: 28th February 2025

Simple and straightforward application process, I wa...

5
Simple and straightforward application process, I was kept updated throughout. The funds were transferred the same day. Also I have the Zopa app which is is easy to navigate and great for keeping an eye on your payments. Reviewed on: 28th February 2025

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