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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Amazing value

Really helpful and easy process, straight forward no hidden fees or catches will recommend to friends and family will be using other products from them too. Reviewed on: 24th April 2025

Got loan saving and card with Zopa they are one of t...

Got loan saving and card with Zopa they are one of the the best around Reviewed on: 24th April 2025

Quick and easy

Easy to apply, Quick response and money in my account in no time at all Reviewed on: 24th April 2025

Excellent dealings with Zopa Personal loan

Excellent dealings with Zopa Personal loan Reviewed on: 24th April 2025

When I needed a loan for home improvements.

When I needed a loan for home improvements.I applied online and I had a very quick answer my loan had been approved.My money went into my bank a couple of hours later..Excellent.I would abd have recommended zopa to all my family and friends and strangers.. Reviewed on: 24th April 2025

All my finance needs wrapped up in an App

Excellent Service intuitive app, all my finance needs wrapped up. Reviewed on: 24th April 2025

Is higher interest for my credit score

Is higher interest for my credit score Reviewed on: 24th April 2025

Very nice people and all ways happy to help

Very nice people and all ways happy to help Reviewed on: 24th April 2025

Zopa great updates,when payments are due

Zopa great updates,when payments are due Reviewed on: 24th April 2025

Friendly and understanding and very easy to understa...

Friendly and understanding and very easy to understand the app it is straight forward Reviewed on: 24th April 2025

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