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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Friendly and understanding and very easy to understa...

Friendly and understanding and very easy to understand the app it is straight forward Reviewed on: 24th April 2025

Simply and easy to use and communicate.

Simply and easy to use and communicate. Good quick checks. No delays no hidden small prints. Reviewed on: 23rd April 2025

Overall very good

Easy application process, always informed of upcoming payments, via text and email. App is user friendly with easy access to account. Reviewed on: 23rd April 2025

Happy to be your customer, helpful and very fast cus...

Happy to be your customer, helpful and very fast customer service Reviewed on: 23rd April 2025

Amazing loans

It was just so easy fantastic rates Reviewed on: 23rd April 2025

Zopa loan application is easy, quick and straightfor...

Zopa loan application is easy, quick and straightforward. Best thing, i love the analysis of your loan and account in the app. Very useful overview and detailed information displayed in real time. Reviewed on: 23rd April 2025

Great service.

Great service. Easy loan application Reviewed on: 23rd April 2025

Good easy experience, perfect to help rebuild my cre...

Good easy experience, perfect to help rebuild my credit score Reviewed on: 23rd April 2025

Friendly user app allows quick and easy application...

Friendly user app allows quick and easy application process Reviewed on: 23rd April 2025

Professional friendly and techo easy

Professional friendly and techo easy Reviewed on: 23rd April 2025

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