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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Very reliable good customer service

Very reliable good customer service Reviewed on: 23rd April 2025

Highly recommend zopa

After being declined by several other lenders, I turned to Zopa as a last resort—and I’m so glad I did. Not only did they approve my loan application, but they offered me an amount that was double what I had been declined for elsewhere. The process was incredibly fast and straightforward, and I was honestly shocked at how smoothly everything went. This loan helped me consolidate my existing debts, which has made managing my finances so much easier and far less stressful. It’s genuinely been the happiest financial experience I’ve had, and I’m grateful for the support Zopa provided when others wouldn’t. Highly recommend! Reviewed on: 23rd April 2025

Decent intrest rate, quick process and transfer of f...

Decent intrest rate, quick process and transfer of funds, and the app is super easy to use Reviewed on: 23rd April 2025

Really easy and affordable to pay back

Really easy and affordable to pay back Reviewed on: 23rd April 2025

Zopa - quick and efficient

Zopa were quick and efficient. The app is very user friendly and their frequently asked questions are a useful guide and easy to understand. Reviewed on: 23rd April 2025

I was not able to afford putting carpet in my new ho...

I was not able to afford putting carpet in my new home and Zopa came to th rescue in increasing my limit Reviewed on: 23rd April 2025

Applied for a loan and was accepted straight away

Applied for a loan and was accepted straight away Reviewed on: 23rd April 2025

Try it, it’s soooooo much better than the banks

All great, highly recommend. A refreshing change to get a company who seem to focus on customer needs rather than profits and the share price. Reviewed on: 23rd April 2025

Great swift service- very transparent and easy to de...

Great swift service- very transparent and easy to deal with Reviewed on: 23rd April 2025

Easy slick application process easy to navigate app

Easy slick application process easy to navigate app Reviewed on: 23rd April 2025

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