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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Simple, quick and hassle free from application to pa...

Simple, quick and hassle free from application to payment through to collection, very intuitive Reviewed on: 24th April 2025

It’s been very good experience and easy to access

It’s been very good experience and easy to access Reviewed on: 24th April 2025

I found the whole process incredibly easy and Zopa w...

I found the whole process incredibly easy and Zopa were there when I needed them Thank you Reviewed on: 24th April 2025

Swift decision only took a week money was in the ban...

Swift decision only took a week money was in the bank, my again and again go to loan company Reviewed on: 24th April 2025

Positive feedback.

Positive feedback.I applied and received acceptance within the half hour. You receive notification 7 days before payment due, just in case you are having a struggle with payment. Reviewed on: 24th April 2025

Very fast at sorting loan out with all interest show...

Very fast at sorting loan out with all interest shown so no hidden fees Reviewed on: 24th April 2025

Great value

Have been using Zopa for many years and always value for money. Always quick to approve my loans and pay out Reviewed on: 24th April 2025

Zopa made it easier for me to get a loan when I need...

Zopa made it easier for me to get a loan when I needed it most . I’ll highly recommend zopa to friends and family. And it’s interest rate is super cool as well . Reviewed on: 24th April 2025

Provides excellent services

Been using Zopa for a while now. They are excellent with their services. Most of the time instant decision. I’m glad they opened their own banking services now. Reviewed on: 24th April 2025

Fast and efficient

simple , straight forward, got what and when I asked, no fuss and no constant contacts, great service, easy and safe on line, phone contact straightforward , person focused. Reviewed on: 24th April 2025

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