Smart Money People Logo
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
45% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
Read all reviews Write a review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (65247)

Super fast and slick

5
Super fast and slick - information all really easy to understand and process easy to follow. Reviewed on: 19th February 2024
Happy Camper! 's avatar
Happy Camper!

Quick and easy to get a loan, smooth process and mon...

5
Quick and easy to get a loan, smooth process and money in the bank within a few hours Reviewed on: 19th February 2024
Michael's avatar
Michael

Great experience.

5
Great experience. When I requested the loan. It went through quickly. App easy to use. Everything there you need. Very happy customer. Reviewed on: 17th February 2024
Mrs Sandra Gould's avatar
Mrs Sandra Gould

A decent alternative if required

4
Professional and decent and easy to use on line Reviewed on: 13th February 2024
Gerard Samuels's avatar
Gerard Samuels

I applied for a loan and was approved & in my bank w...

5
I applied for a loan and was approved & in my bank within 2mins I couldn’t believe how quick this was. Thank you for amazing service. Application form was extremely easy. Reviewed on: 12th February 2024
Lee C's avatar
Lee C

Easy to use app, no hidden charges

5
Easy to use app, no hidden charges Reviewed on: 11th February 2024
Kirstie W's avatar
Kirstie W

Loan Money

5
They deal with issues without delay. Reviewed on: 11th February 2024
Normski's avatar
Normski

straight forward and very helpful no silly questions

5
straight forward and very helpful no silly questions Reviewed on: 9th February 2024
Angela R's avatar
Angela R

Happy chappie!

5
I needed a loan for a new car and so I did a money expert check for eligibility etc and Zopa was top of list for approved providers. I'm glad it was because the service behind the product has been outstanding, Zopa provide easy to view information which helped me to understand the product better and the conditions applied. Along with this they also give you a great deal of support and advice should you have concerns during the payment period which is comforting when most consumers are afraid to speak up and ask for help. Zopa I feel are a leading brand who you can trust for sure! Reviewed on: 9th February 2024
Will Neave's avatar
Will Neave

Excellent service provided by Zopa.

5
Excellent service provided by Zopa. They made my loan application easy and comfortable to apply for online. The loan was agreed and money deposited almost immediately. I would highly recommend Zopa for personal loan Reviewed on: 8th February 2024
Ronny Harper's avatar
Ronny Harper

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill