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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Application for a loan was easy and straightforward...

Application for a loan was easy and straightforward with a very fast decision and funds were available very quickly. Reviewed on: 10th January 2024

Zopa loans are the best

I have had several zopa loans over the years. Their intrest rates have always been the best. Plus, it is easy to manage my loan with the zopa app. The app gives me useful information on how to improve my credit score. I would definitely recommend zopa to my friends and family Reviewed on: 10th January 2024

Go through with Easy process and Zopa company have...

Go through with Easy process and Zopa company have authentic service Reviewed on: 10th January 2024

Quick excellent service & affordable rates

Quick excellent service & affordable rates Reviewed on: 10th January 2024

Excellent company everything easy to do easy to fina...

Excellent company everything easy to do easy to finance application and credit card easy to access Reviewed on: 10th January 2024

Would recomGreat service

Would recommend to anyone, never had a problem and service has been great. Reviewed on: 10th January 2024

Having taken out a loan, which was easy and effortless.

Having taken out a loan, which was easy and effortless. It was quick and in back promptly. I did payback early and once finalised and extra monies was returned to me straight away. Would definitely use again and recommend and rec Reviewed on: 10th January 2024

Very good.

Very good. And efficiently the money you borrow is always at the same rate as the interest rate does not go up. Reviewed on: 10th January 2024

Excellent

Never had any problems with this card Reviewed on: 10th January 2024

Sooooo easy to use and very professional!

Sooooo easy to use and very professional! Such a smooth process from start to finish. Excellent service all round. Reviewed on: 10th January 2024

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