Write a review

Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63727 reviews)

View other Zopa products

4.94

Based on 63,727 reviews, last reviewed 14th Mar 2025

259400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick decision quick funds very helpful Quick decision quick funds very helpful Reviewed on: 14th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63727)

Review of the Zopa, Personal Loan:

simple, trustworthy

Zopa makes it clear and simple to understand and apply for a loan. Reviewed on: 30th January 2019

Would recommend

I would recommend, easy to apply for a loan, you an view you loan online. Make extra payments or pay your loan of early Reviewed on: 3rd March 2025

Zopa all the way 5*

I have been with Zopa for years and I would use anyone else, they are quick clear and helpful when communicating with me and extremely helpful when I recently had a problem with making a payment Reviewed on: 3rd March 2025

Easy to work through each stage

It was very easy to complete and I felt like I had the right support. Everything looks nice too so that makes the experience nicer Reviewed on: 3rd March 2025

So easy to deal with.

So easy to deal with.Smooth and effortless.Top class rates too. Reviewed on: 3rd March 2025

Best Personal Loan Provider

On boarding was an easy experience, and the app makes it easy to see your balance and repayments. Communication over the phone also readily available Reviewed on: 3rd March 2025

Easy to apply and straightforward

Easy to apply and straightforward Reviewed on: 3rd March 2025

Changed my life

I have been using Zopa since 2020. They provided car finance to me for 5 years. I had some issues with not being able to pay off my credit cards, Zopa provided me with consolidation loans to pay these off. It’s helped build my credit score and be in a better financial place. Reviewed on: 3rd March 2025

Excellent service from start.

Excellent service from start. All your need is explained in simple terms. Reviewed on: 3rd March 2025

Quick easy and value for money.

Quick easy and value for money. Would use z0pa again if I needed another loan, would recommend zopa to family and freinds Reviewed on: 3rd March 2025

Great credit card, friendly efficient staff on the e...

Great credit card, friendly efficient staff on the end of the phone and an easy to use app Reviewed on: 3rd March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.36 from 52 reviews
Personal Loan
from Updraft 4.94 from 7085 reviews
Personal Loan
from RAC 3.38 from 6 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub