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Zopa: Personal Loan reviews

4.94
Based on 63,533 reviews, last reviewed 28th Feb 2025
240500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Very easy to apply and quick answer. Very easy to apply and quick answer. Money was in my account within 15 minutes of acceptance. Reviewed on: 28th February 2025
Neil Douglas's avatar
Neil Douglas

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63534)

Brilliant lender

5
Fast efficient service, great customer care and good interest rates. Overall a brilliant lender that I would highly recommend. Reviewed on: 19th December 2016

Fast, easy and brilliant service!

5
Zopa was recommended by a friend and I was wary at first as I hadn't heard much about them. Best decision I made! Brilliant customer service. The whole application process was easy and quick and I would recommend to everyone. Really helped me out, thank you Reviewed on: 19th December 2016

Excellent rates. So quick and easy

5
Easy , hassle free ! Quick and efficient Reviewed on: 19th December 2016

Excellent loan provider

5
Great rate, so easy to arrange, will use again Reviewed on: 19th December 2016

Great friendly service!

5
Needed a loan to help with a deposit, service was great with no hiccups, repayment cost unbelievably low Reviewed on: 19th December 2016

The most painless, easy to handle/manage quickly offered loan ever!

5
A few sentences needed and a couple of details (literally) and the loan was accepted. An excellent rate (in fact a better rate than my own bank/mortgage provider) to top it all the cash was with me within a couple of days. Absolutely amazing idea and concept and quite possibly the future of lending! Perfect service . Thanks Reviewed on: 19th December 2016

Christmas rush

5
On Christmas day last year I was browsing online as I was in need of a new car. I found one that I fell in love with and having had a bad experience with finance before I didn't want to have to go down finance again. After some quick searching and reviews I discovered Zopa, who offered the best interest rate for what I wanted. I applied and had the money within five days ready to pick up the car. Can't fault the company enough with how quick they are and can only imagine they're even quicker outside of the Christmas period! Haven't had any issues and I can pay off extra whenever I like. Reviewed on: 19th December 2016

Great company, easy to use

5
Great rates, easy to apply and manage loan Reviewed on: 19th December 2016

Would recommend

5
Good service online and in phone would recommend to others Reviewed on: 19th December 2016

Brilliant service.

5
Just brilliant. Brilliant service, simple, painless and quick. Reviewed on: 19th December 2016

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