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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63437 reviews)

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4.94

Based on 63,437 reviews, last reviewed 28th Feb 2025

231500% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Hassle Free Loan So easy to organise a loan - no hassle - quick efficient service Reviewed on: 28th February 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63437)

Hassle free

Easy, quick and courteous, that's the Zopa experience I have taken out three loans with this company, all of which were painless in application and swift in delivery. Interest rates are good, you can pay more in when you wish to and there is no penalty for early settlement. It's a no brainer really. Reviewed on: 19th December 2016

Excellent

Brilliant and very fast alround Highly recommended Reviewed on: 19th December 2016

Best rate & quick decision

Great experience, called customer service with a few queries, which they answered very quickly. Easily the best rate when comparing to various others & the rate did not shoot up when I had passed the credit check. Reviewed on: 19th December 2016

Loan

Easy to use site, accessed via mobile which was so convenient, quick decision & money available quickly too Reviewed on: 19th December 2016

Quick and easy

ZOPA provided me with a loan for a car at an excellent rate, with far less hassle than any other places I've used over the years. I like the fact that there is no penalty for early repayment - that makes it far more likely that I will use them again. The money was in my account in record time. Reviewed on: 19th December 2016

Simple, Fast and safe

Everything was clearly explained, it was an easy choice and I felt confident that I was using a safe loan provider Reviewed on: 19th December 2016

Low cost loans from a top quality company.

I have borrowed from Zopa twice & it has been a simple & satisfying process in both instances. The loans are low cost & the service levels are top quality. Reviewed on: 19th December 2016

Great loan provider

Fast and easy services. Was approved quickly and in my bank account . Reviewed on: 19th December 2016

Fast, pain free, simple loan process

I like the fact that Zopa is a peer-to-peer loan provider. I took out a loan through Zopa a few months ago. The process was quick and simple to do, but gave me enough confidence that the required security and checks were in place. My relationship with Zopa is straightforward and simple and runs very well. I'd definitely recommend Zopa to anyone who wishes to take out a loan but wants to avoid the usual high street banks. Reviewed on: 19th December 2016

Fast & Easy

Very easy to organise and the information was clear and not over-complicated. There were no hidden fees and I was confident about the security of the loan I was taking out. Reviewed on: 19th December 2016

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