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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63451 reviews)

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4.94

Based on 63,451 reviews, last reviewed 28th Feb 2025

232900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great service friendly customer service. Great service friendly customer service. Reviewed on: 28th February 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63451)

Quick and helpful

Zopa where so helpful when I applied for my loan and the funds where transfered in a few days which was quick and convenient. I would recommend to friends and family. Reviewed on: 19th December 2016

Quick, easy, and affordable

I needed a loan to purchase a car so shopped around the market to find the best provider. I chose Zopa as they take into account your personal situation rather than just a credit rating. They forwarded me the money within a few day's to a term I chose. I'm more than happy with my Zopa loan and would recommend one to anybody needing a loan. Reviewed on: 19th December 2016

Amazing, light in the dark of other banks

Zopa behave like all lenders should, reasonably and with consideration Reviewed on: 19th December 2016

Easiest loan ever

Great that I can overpay whenever I wish at no cost. Great company with low rates Reviewed on: 19th December 2016

Hassle free

Easy, quick and courteous, that's the Zopa experience I have taken out three loans with this company, all of which were painless in application and swift in delivery. Interest rates are good, you can pay more in when you wish to and there is no penalty for early settlement. It's a no brainer really. Reviewed on: 19th December 2016

Excellent

Brilliant and very fast alround Highly recommended Reviewed on: 19th December 2016

Best rate & quick decision

Great experience, called customer service with a few queries, which they answered very quickly. Easily the best rate when comparing to various others & the rate did not shoot up when I had passed the credit check. Reviewed on: 19th December 2016

Loan

Easy to use site, accessed via mobile which was so convenient, quick decision & money available quickly too Reviewed on: 19th December 2016

Quick and easy

ZOPA provided me with a loan for a car at an excellent rate, with far less hassle than any other places I've used over the years. I like the fact that there is no penalty for early repayment - that makes it far more likely that I will use them again. The money was in my account in record time. Reviewed on: 19th December 2016

Simple, Fast and safe

Everything was clearly explained, it was an easy choice and I felt confident that I was using a safe loan provider Reviewed on: 19th December 2016

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