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Zopa: Personal Loan reviews

View other Zopa products
4.94
Based on 63,567 reviews, last reviewed 28th Feb 2025
243800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Best company out there I find the whole process very simple, clear and fast. Love online app too, very well structured and easy to navigate. It's great that you can make ext... Read more Reviewed on: 28th February 2025
Lana's avatar
Lana

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R
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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63567)

Great service

5
Wanted a hassle free loan, went to my bank who wanted so much information even though they have my account details just to get projection. Basically I had enough saw the Ad regarding Zopa and never looked back will definitely use again and recommend them - Thanks Reviewed on: 19th December 2016
Terry Trevatt's avatar
Terry Trevatt

Great service and affordable repayment options

5
Easy Process and great repayment options Reviewed on: 19th December 2016
Aretas Petronis's avatar
Aretas Petronis

The one!

5
Very easy to apply for a loan, all costs are shown & easily understood. Much cheaper than high street banks. Definitely THE one who everyone else has to beat! Reviewed on: 19th December 2016
Gordon Bradford's avatar
Gordon Bradford

Great rates and terms

5
I took out a loan with Zopa to pay off a bank loan due to the far better rates on offer. The process was quick and easy and the ability to manage overpayments online was impressive. Reviewed on: 19th December 2016
Simon Watchorn's avatar
Simon Watchorn

Clear and straightforward application process

5
We chose zopa because product (a loan) offered us best value and their website was excellent and easy to use. Reviewed on: 19th December 2016
Kate Auer's avatar
Kate Auer

Great

5
Really fast and no hassle and I can do early repayments if I want to. Reviewed on: 19th December 2016
Gul Nahar 's avatar
Gul Nahar

Great service

5
I had an excellent experience with Zopa, I needed some money until I could remortgage so being able to spread the payments out over a time that meant I could afford but also pay off when I needed to was fantastically flexible Reviewed on: 19th December 2016
Lou Goodman's avatar
Lou Goodman

Good service with no trouble

4
Good overall service no trouble and easy to apply Reviewed on: 19th December 2016
Oliver 's avatar
Oliver

Fantastic concept and execution

5
Love the idea of p2p borrowing. Zopa offer a truly transparent view of your loan too through their site, down to the individual lenders who have lent the tiny bits to make up the whole loan. Once mine is paid off I'll be looking to lend with them as their return rates look impressive! Reviewed on: 19th December 2016
Ashley's avatar
Ashley

So quick and easy

5
I came across zopa whilst searching for a loan via credit expert I applied and I was amazed how fast it was accepted and deposited into my bank I will certainly use zopa again without hesitation Reviewed on: 19th December 2016
Kerry blackamore's avatar
Kerry blackamore

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