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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63707 reviews)

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4.94

Based on 63,706 reviews, last reviewed 6th Mar 2025

257300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, simple and reliable loan Straightforward application, money within a few days. App to log on and check loan details anytime. Reviewed on: 6th March 2025

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63707)

Review of the Zopa, Personal Loan:

Loan settlement stress...

I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to clear, I phoned up and explained that I watched it clear on my account but then it wasn't allocated to my loan. I was asked to give it a few days and check again. After a week I phoned again and was put through to a lovely gentleman called Mark who said he didn't understand why no one had allocated it and he got it cleared within a couple of hours so why it didn't happen first time I contacted Zopa I just don't know because it caused me a lot of unnecessary stress and worry Reviewed on: 28th February 2025

Best rates available and the app is great

Best rates available and the app is great Reviewed on: 1st March 2025

Consolidation loan

Decent rate and easy to make extra payments. Really helped me get rid of credit cards. Reviewed on: 1st March 2025

Zopa has helped me when I needed a loan and their ap...

Zopa has helped me when I needed a loan and their application form is easy to use Reviewed on: 1st March 2025

Easy to apply and got a quick answer

Easy to apply and got a quick answer Reviewed on: 1st March 2025

Quick and easy.

Quick and easy. Very good rates and the app is fab so you can see how much you owe and it’s good to see your balance going down. Reviewed on: 1st March 2025

From application to completion it was a smooth journey.

From application to completion it was a smooth journey. One phone call and the money was in the bank making the purchase of my car an enjoyable experience. Reviewed on: 1st March 2025

Fast and easy to get started.

Fast and easy to get started, excellent service and easy to use app Reviewed on: 1st March 2025

Highly Recommend and One to TRUST.

I got a very competitive loan for ZOPA and from the initial quote and now almost 4 years with my final payment next month, I have had nothing but praise, confidence and belief in Zopa. They also have a fantastic app where you can easily track your payments and know exactly where you are with regards the loan. Reviewed on: 1st March 2025

Have a credit card and a loan really helpful when I...

Have a credit card and a loan really helpful when I applied as I struggle with fill forms in especially on line. A great team to guide you all the way Reviewed on: 1st March 2025

Easy Peasy

Every part of the process was so easy to follow and understand and the money was transferred immediately. Reviewed on: 1st March 2025

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